Camden County and Clementon Borough property record for 31 Spruce Ln, Clementon, NJ 08021
| Property Type | Single Family Home |
|---|---|
| Details | 1,617 sqft · built 1955 |
| Lot Size | 0.386 acres (16,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (May 2022) |
| Tax Bill | $6,968 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00158-0000-00008 |
| Primary APN | 11-00158-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 1,617 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 16,801 sqft (0.386 acres) |
| Lot Dimensions | 150 ft deep x 102 ft wide |
| Street Address | 31 SPRUCE LN |
|---|---|
| City | CLEMENTON |
| State | NJ |
| Zip | 08021-4434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 158 |
| Legal Lot Number | 8 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | CLEMENTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 608600 |
Source: Camden County and Clementon Borough records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 SPRUCE LN, CLEMENTON, NJ 08021-4434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 15, 2018 | Deed, Transfer · FHA Mortgage ATLANTIC PACIFIC MORTGAGE CORP |
| May 14, 2018 | Grant Deed, Construction Loan · Construction Mortgage 1ST COLONIAL CMNTY BK |
| Sep 29, 2017 | Deed in Lieu of Foreclosure, Foreclosure SERVICELINK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Oct 15, 2018 · Amount on Record |
| Deed Document Number | 202249825 |
| Deed Book / Page | 12079 / 1724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 31 SPRUCE LN, CLEMENTON, NJ 08021-4434 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000055780 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 11457/167 |
| Instrument | 2020055780 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Oct 15, 2018 |
| Property Address | 31 SPRUCE LN, CLEMENTON, NJ 08021-4434 |
| Document Number | 0000073796 |
| Book / Page | 10988 / 1222 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018073796 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | YOUR HOMETOWN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 123, GIBBSBORO, NJ 08026-0123 |
| Name | Verified Name |
|---|---|
| Address | 31 SPRUCE LN, CLEMENTON, NJ 08021-4434 |
| Document Number | 0000073797 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 2018073797 |
| Name | ATLANTIC PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | May 14, 2018 |
| Property Address | 31 SPRUCE LN, CLEMENTON, NJ 08021-4434 |
| Document Number | 0000032916 |
| Book / Page | 010879 / 001958 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 32916 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 13, 2018 |
| Title Company | SURETY TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7466 NW 115TH TER PARKLAND FL 330764238, PARKLAND, FL 33076-4238 |
| Document Number | 32917 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 010879/001965 |
| Instrument | 32917 |
| Name | 1ST COLONIAL CMNTY BK |
|---|---|
| Type | Bank |
| Address | COLLINGSWOOD, NJ 08108 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Sep 29, 2017 |
| Property Address | 31 SPRUCE LN, CLEMENTON, NJ 08021-4434 |
| Document Number | 0000070554 |
| Book / Page | 010721 / 001446 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 70554 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 24, 2017 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 6011 CONNECTION DR #5TH IRVING TX 750392607, 5TH, IRVING, TX 75039-2607 |
Source: Camden County and Clementon Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Clementon Borough |
| Unified School District | Clementon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,900 (-) Land $47,900 Building $98,000 | $145,900 (-) Land $47,900 Building $98,000 | |
| 2025 | $6,968.00 (+5.85%) | $145,900 (-) Land $47,900 Building $98,000 | $145,900 (-) Land $47,900 Building $98,000 |
| 2024 | $6,583.00 (+3.54%) | ||
| 2023 | $145,900 Land $47,900 Building $98,000 | $145,900 Land $47,900 Building $98,000 | |
| 2022 | $6,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jun 1988 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEMENTON WATER DEPARTMENT serves 5,000 people · EPA ID NJ0411001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures