31 Springer Station Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 31 Springer Station Rd, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,213 sqft · built 1936
Lot Size	5.54 acres (241,322 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (May 2016)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050124 00800`

Property Details

APN / Parcel Number

Primary APN	`050124 00800`
Alternative APN	`124 00800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,213 sqft Living Area
1st Floor Area	2,087 sqft
Upper Floors Area	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	241,322 sqft (5.54 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	354 sqft
Deck Area	60 sqft
Patio Area	416 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	31 SPRINGER STATION RD
City	LORETTO
State	TN
Zip	38469-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1083
Census Tract	960800

Owner

Source: Lawrence County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 SPRINGER STATION RD, LORETTO, TN 38469-3221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Commercial Mortgage LAWRENCEBURG FEDERAL BANK
Feb 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage LAWRENCEBURG FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2016 · Amount on Record
Deed Sale	May 2, 2016 · Amount on Record
Prior Sale	May 15, 2009 · Amount on Record
Deed Document Number	20162126
Deed Book / Page	479 / 600
Transfer Doc	78295
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	31 SPRINGER STATION RD, LORETTO, TN 38469-3221
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SPRINGER LN, LEOMA, TN 38468

Mortgage

Document Number	0000809828
Date	Jan 8, 2026
Book Page	809/828
Instrument	26000119

Lender

Name	LAWRENCEBURG FEDERAL BANK
Type	Bank
Address	118 W GAINES ST, LAWRENCEBURG, TN 38464

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2056

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	31 SPRINGER STATION RD, LORETTO, TN 38469-3221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	585292
Date	Feb 10, 2020
Book Page	585/292
Instrument	20000850

Lender

Name	LAWRENCEBURG FEDERAL BANK
Type	Bank
Address	LAWRENCEBURG, TN 38464

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00	$52,900 (-) Land $7,050 Building $45,850
2023	$1,064.00	$52,900 (-) Land $7,050 Building $45,850
2022	$1,064.00	$52,900 Land $7,050 Building $45,850	$211,600 Land $28,200 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEOMA UTILITY DISTRICT serves 4,808 people · EPA ID TN0000399
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

May also be available: T-Mobile.

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