Somerset County and Franklin Township property record for 31 Spring St, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 2,429 sqft · built 1965 |
| Lot Size | 0.661 acres (28,802 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,000 (Jul 2018) |
| Tax Bill | $12,137 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00349-02-00012 |
| Primary APN | 08-00349-02-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,429 sqft Living Area |
| 1st Floor Area | 2,429 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 28,802 sqft (0.661 acres) |
| Lot Dimensions | 160 ft deep x 180 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 31 SPRING ST |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-3330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Subdivision | HAMILTON LAKE ESTATES SEC 02 |
| Legal Block | 349.2 |
| Legal Lot Number | 12 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 53103 |
Source: Somerset County and Franklin Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 SPRING ST, SOMERSET, NJ 08873-3330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI GET A RATE LLC |
| Jul 30, 2018 | Grant Deed, Transfer · Conventional with PMI GET A RATE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on Record |
| Deed Sale | Jul 30, 2018 · Amount on Record |
| Prior Sale | Nov 30, 2009 · Amount on Record |
| Deed Document Number | 201828463 |
| Deed Book / Page | 7060 / 1049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 31 SPRING ST, SOMERSET, NJ 08873-3330 |
| Document Number | 0000032092 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 SPRING ST SOMERSET NJ 088733330, SOMERSET, NJ 08873-3330 |
| Document Number | 0000032092 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 007231/000153 |
| Instrument | 32092 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 23, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 31 SPRING ST, SOMERSET, NJ 08873-3330 |
| Document Number | 0000030743 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 SPRING ST SOMERSET NJ 088733330, SOMERSET, NJ 08873-3330 |
| Document Number | 0000030743 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 007143/002240 |
| Instrument | 30743 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 20, 2044 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 30, 2018 |
| Property Address | 31 SPRING ST, SOMERSET, NJ 08873-3330 |
| Document Number | 0000028463 |
| Book / Page | 007060 / 001049 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 28463 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 SPRING ST SOMERSET NJ 088733330, SOMERSET, NJ 08873-3330 |
| Document Number | 28464 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 007060/001055 |
| Instrument | 28464 |
| Name | GET A RATE LLC |
|---|---|
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2048 |
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $689,200 (-) Land $378,700 Building $310,500 | $689,200 (-) Land $378,700 Building $310,500 | |
| 2025 | $12,137.00 (+12.7%) | $689,200 (+27.37%) Land $378,700 Building $310,500 | $689,200 (+27.37%) Land $378,700 Building $310,500 |
| 2024 | $10,769.00 (+9.31%) | ||
| 2023 | $541,100 Land $328,700 Building $212,400 | $541,100 Land $328,700 Building $212,400 | |
| 2022 | $9,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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