31 South St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 31 South St, Black Mountain, NC 28711

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 3 ba · 1,902 sqft · built 2021
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Jun 2020)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0629-45-4099-00000`

Property Details

APN / Parcel Number

Primary APN	`0629-45-4099-00000`
Alternative APN	`062910454012000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,902 sqft Living Area

Exterior

Year Built	Built 2021
Architectural Style	Modular
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Deck Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	062910454012000
Street Address	31 SOUTH ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-0169
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	DEED DATE:06/10/2020 DEED
Legal Description	DEED DATE:06/10/2020 DEED:5907-1821 SUBDIV:RIDGECREST LOT:760 PLAT:0032-0051
Legal Subdivision	RIDGECREST
Legal Lot Number	760
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3012
Census Tract	3105

Owner

31 South St, a residential property, is owned and occupied by two individuals who bought it in June 2020.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	31 SOUTH ST, BLACK MOUNTAIN, NC 28711-0169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST BK
Jun 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Deed Document Number	0059071821
Deed Book / Page	5907 / 1821
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	31 SOUTH ST, BLACK MOUNTAIN, NC 28711-0169
Document Number	0059540874
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 SOUTH ST BURNSVILLE NC 28714, BURNSVILLE, NC 28714

Mortgage

Document Number	0059540874
Date	Sep 28, 2020
Book Page	005954/000874

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 10, 2020
Property Address	31 SOUTH ST, BLACK MOUNTAIN, NC 28711-0169
Document Number	0059071821
Book / Page	005907 / 001821
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$24.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	24 JACKSON VIEW RD ASHEVILLE NC 288068706, ASHEVILLE, NC 28806-8706

Tax Assessment & Valuation

The 2025 property tax bill for 31 South St was $2,229.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00	$341,200
2023	$2,063.00	$341,200	$341,200 Land $30,600 Building $310,600
2021			$341,200 Land $30,600 Building $310,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 South St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 South St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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