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31 Silver Spgs Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 31 Silver Spgs Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1987
Lot Size0.132 acres (5,750 sqft)
OwnerCompany Name on Record
Last Sale$470,000 (May 2021)
Tax Bill$4,220 (2025)
Deeds & MortgagesSep 2022 Transfer
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00526550-000000

Property Details

APN / Parcel Number

Primary APN00526550-000000
Alternative APNs
  • 28613900526550000000
  • 1645788

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area936 sqft Living Area
1st Floor Area936 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions50 ft deep x 116 ft wide
Garage TypeCovered
Garage Area804 sqft

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area12 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1645788
Street Address31 SILVER SPRINGS DR
CityKEY LARGO
StateFL
Zip33037-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 14 LTS 30 AND 31 AMD PLAT OF KEY LARGO PARK PB3-62 OR6-58/61 OR970-2023 OR970-2024 OR970-2025 OR970-2026 OR1178-890 OR1213-648 OR1236-2276 OR2038-1019 ORO2750-764 OR3100-2152 OR3193-1512
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionKEY LARGO PARK AMD
Legal Block14
Legal Lot Number30,31
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1008
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address139 DUBONNET RD, TAVERNIER, FL 33070-2730
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
May 26, 2021Affidavit of Death of Joint Tenant, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleJul 4, 2015 · Amount on Record
Deed Document Number20211990
Deed Book / Page3100 / 2152
Last Transfer DateSep 8, 2022
Transfer Doc0031931512
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateSep 9, 2022
Property Address31 SILVER SPRINGS DR, KEY LARGO, FL 33037-2524
Document Number0031931512
Book / Page3193 / 1512
Map ReferenceMB 3 PG 62
Instrument DateSep 8, 2022
Instrument2390931
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address139 DUBONNET RD, 139, TAVERNIER, FL 33070-2730

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address139 DUBONNET RD, TAVERNIER, FL 33070-2730

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 26, 2021
Property Address31 SILVER SPRINGS DR, KEY LARGO, FL 33037-2524
Document Number0031002152
Book / Page3100 / 2152
Map ReferenceMB 3 PG 62
Instrument DateMay 26, 2021
Instrument2321990
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address541 SE 5TH ST, 541, HIALEAH, FL 33010-5328

Transferred To (Grantee/Buyer)

NameVerified Name
Address14827 SW 39TH TER, MIAMI, FL 33185-4799

Mortgage

Document Number31002154
DateMay 26, 2021
Instrument3100/2154
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMONROE FL
Recording DateMay 26, 2021
Property Address31 SILVER SPRINGS DR, KEY LARGO, FL 33037-2524
Document Number0031002150
Book / Page3100 / 2150
Map ReferenceMB 3 PG 62
Instrument DateMay 25, 2021
Instrument2321989
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,220.00 (-2.92%)$452,890 (+7.51%) Land $251,275 Building $201,615$452,890 (+7.51%) Land $251,275 Building $201,615
2024$4,347.00 (+7.02%)
2023$4,062.00 (+6.84%)$421,264 (+4.41%) Land $238,050 Building $183,214$421,264 (+4.41%) Land $238,050 Building $183,214
2022$3,802.00$403,463 Land $238,050 Building $165,413$403,463 Land $238,050 Building $165,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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