Madison County property record for 31 Silver Ridge Dr, Marshall, NC 28753
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,482 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Mar 2004) |
| Tax Bill | $1,713 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9737-60-8668 |
| Primary APN | 9737-60-8668 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,482 sqft Heated Area |
| 1st Floor Area | 1,482 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 114 sqft |
| Deck Area | 16 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 31 SILVER RIDGE DR |
|---|---|
| City | MARSHALL |
| State | NC |
| Zip | 28753-8269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 60 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10602 |
31 Silver Ridge Dr is owned and occupied by two individuals who bought it in March 2004.
Source: Madison County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 SILVER RIDGE DR, MARSHALL, NC 28753-8269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2004 · Amount on File |
| Deed Sale | Mar 8, 2004 · Amount on File |
| Deed Book / Page | 317 / 758 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 31 SILVER RIDGE DR, MARSHALL, NC 28753-8269 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 31 SILVER RIDGE DR, MARSHALL, NC 28753-8269 |
| Document Number | 0007300131 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 730/131 |
| Instrument | 343224 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 31 SILVER RIDGE DR, MARSHALL, NC 28753-8269 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006980632 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 698/632 |
| Instrument | 337895 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 31 Silver Ridge Dr was $1,713.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,713.00 | $340,727 Land $43,700 Building $297,027 | $340,727 Land $43,700 Building $297,027 |
| 2023 | $201,848 Land $25,300 Building $176,548 | $201,848 Land $25,300 Building $176,548 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Silver Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Silver Ridge Dr is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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