31 Silver Maple Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 31 Silver Maple Ln, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2012
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$260,900 (Jan 2012)
Tax Bill	$8,594 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00977-0000-00128`

Property Details

APN / Parcel Number

Primary APN	`21-00977-0000-00128`
Alternative APN	`47720013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	1,452 sqft
Upper Floors Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	18 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	47720013
Street Address	31 SILVER MAPLE LN
City	HOWELL
State	NJ
Zip	07731-2662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PINE VIEW SEC 02
Legal Block	977
Legal Lot Number	128
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3024
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	31 SILVER MAPLE LN, HOWELL, NJ 07731-2662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK
Jan 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2012 · Amount on Record
Deed Sale	Jan 24, 2012 · Amount on Record
Deed Document Number	20128090
Deed Book / Page	8928 / 8605
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 SILVER MAPLE LN, HOWELL, NJ 07731-2662
Document Number	0000058243
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 SILVER MAPLE LN HOWELL NJ 077312662, HOWELL, NJ 07731-2662

Mortgage

Document Number	0000058243
Date	Jun 3, 2020
Book Page	009417/009650
Instrument	58243

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 SILVER MAPLE LN, HOWELL, NJ 07731-2662
Document Number	0000007689
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 SILVER MAPLE LN HOWELL NJ 077312662, HOWELL, NJ 07731-2662

Mortgage

Document Number	0000007689
Date	Jan 24, 2019
Book Page	009332/003884
Instrument	7689

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,800 (+12.84%) Land $301,200 Building $264,600	$565,800 (+12.84%) Land $301,200 Building $264,600
2025	$8,594.00 (-2.85%)	$501,400 (+11.1%) Land $236,200 Building $265,200	$501,400 (+11.1%) Land $236,200 Building $265,200
2024	$8,846.00 (+14.73%)
2023		$451,300 Land $191,200 Building $260,100	$451,300 Land $191,200 Building $260,100
2022	$7,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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