Middlesex County and Cambridge City property record for 31 Shepard St, Cambridge, MA 02138 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,208 sqft · built 1873 |
| Lot Size | 0.119 acres (5,173 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Sep 1995) |
| Tax Bill | $19,662 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-28 |
| Primary APN | 212-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 3,853 sqft |
| 1st Floor Area | 1,042 sqft |
| Basement Area | 1,021 sqft |
| Unfinished Basement | 769 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 1873 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,173 sqft (0.119 acres) |
| Garage Type | Covered |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 31 SHEPARD ST |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02138-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 28 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 354000 |
Source: Middlesex County and Cambridge City records · APN 212-28
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 SHEPARD ST, CAMBRIDGE, MA 02138-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 1995 · Amount on Record |
| Deed Sale | Sep 14, 1995 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 31 SHEPARD ST, CAMBRIDGE, MA 02138-1504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78794-585 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 78794/585 |
| Instrument | 214365 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Middlesex County and Cambridge City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,662.00 (+8.76%) | $3,096,300 (+1.4%) Land $1,332,200 Building $1,764,100 | $3,842,370 (+34.2%) |
| 2024 | $18,078.00 (+7.99%) | $3,053,700 (+6.9%) Land $1,388,400 Building $1,665,300 | $2,863,205 |
| 2023 | $16,740.00 | $2,856,600 Land $1,416,500 Building $1,440,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173540002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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