31 Shadow Ln, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 31 Shadow Ln, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,627 sqft · built 1977
Lot Size	0.545 acres (23,740 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jun 2023)
Tax Bill	$2,426 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`859405294209`

Property Details

APN / Parcel Number

Primary APN	`859405294209`
Alternative APNs	`00037079` `97049738` `97064175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Frame
Roof Material	Rolled Roofing
Lot Area	23,740 sqft (0.545 acres)
Porch	Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97064175
Street Address	31 SHADOW LN
City	WHISPERING PINES
State	NC
Zip	28327-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	LOT 32 B SEC 8 WHISPERING PINES MUNI SHADOW
Legal Subdivision	WHISPERING PINES SUBDIVISION
Legal Lot Number	32
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	1
Census Block	1007
Census Tract	950506

Owner

31 Shadow Ln is owned and occupied by an individual who bought it in June 2023.

Source: Moore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Jun 2, 2023	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Jun 17, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Sep 19, 2018	Warranty Deed, Transfer
May 31, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Document Number	20237284
Deed Book / Page	6023 / 17
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359

Mortgage

Document Number	006513/168
Date	Mar 24, 2026
Book Page	6513/168
Instrument	2026004244

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jun 2, 2023
Property Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359
Document Number	0006023/17
Book / Page	6023 / 17
Map Reference	MB 8 PG 66
Instrument Date	May 23, 2023
Instrument	2023007284
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 STONDROUGH LANE, DALLAS, GA 30157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359

Mortgage

Document Number	2023007285
Date	Jun 2, 2023
Instrument	2023007285

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jun 17, 2021
Property Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359
Document Number	5640/311
Book / Page	5640 / 311
Map Reference	MB 8 PG 66
Instrument Date	Jun 15, 2021
Instrument	2021013969
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359

Mortgage

Document Number	2021013970
Date	Jun 17, 2021
Instrument	2021013970

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 19, 2018
Property Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359
Document Number	5036/214
Book / Page	5036 / 214
Map Reference	MB8 PG66
Instrument Date	Sep 5, 2018
Instrument	2018013584
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 EQUITY WAY, 1, WESTLAKE, OH 44145-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MOORE NC
Recording Date	May 31, 2018
Property Address	31 SHADOW LN, WHISPERING PINES, NC 28327-9359
Document Number	4986/242
Book / Page	4986 / 242
Map Reference	MB8 PG66
Instrument Date	May 29, 2018
Instrument	2018007721
Transaction Type	Foreclosure
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 EVERGREEN CT, PINEHURST, NC 28374-8246

Tax Assessment & Valuation

The 2026 property tax bill for 31 Shadow Ln was $2,426, up 4.3% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,426.00 (+4.3%)	$331,230 (-) Land $65,000 Building $266,230
2025	$2,326.00	$331,230 Land $65,000 Building $266,230
2024			$331,230 (-) Land $65,000 Building $266,230
2023	$2,277.00	$331,230 Land $65,000 Building $266,230	$331,230 Land $65,000 Building $266,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Shadow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Shadow Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Shadow Ln

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