31 Settlers Way, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 31 Settlers Way, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,256 sqft · built 2015
Lot Size	0.467 acres (20,324 sqft)
Owner	Individual Name on File
Last Sale	$469,900 (Nov 2015)
Tax Bill	$6,100 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:15.0 P:123`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:15.0 P:123`
Alternative APNs	`M:015.0 P:123.00 D:02` `2913`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,324 sqft (0.467 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2913
Street Address	31 SETTLERS WAY
City	BUZZARDS BAY
State	MA
Zip	02532-5684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	1
Census Block	1011
Census Tract	13700

Owner

31 Settlers Way is owned and occupied by an individual who bought it in November 2015.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	31 SETTLERS WAY, BUZZARDS BAY, MA 02532-5684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 6, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance KWIK MORTAGE CORPORATION
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Mar 1, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC
Mar 1, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2015 · Amount on File
Deed Sale	Nov 17, 2015 · Amount on File
Prior Sale	Nov 17, 2015 · Amount on File
Deed Book / Page	29278 / 275
Transfer Doc	29278-273
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	31 SETTLERS WAY, BOURNE, MA 02532-5684
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035887-153
Date	Jul 14, 2023
Book Page	35887/153
Instrument	27734

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	31 SETTLERS WAY, BOURNE, MA 02532-5684
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00034750-6
Date	Dec 15, 2021
Book Page	34750/6
Instrument	81239

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	31 SETTLERS WAY, BOURNE, MA 02532-5684
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	033842-142
Date	Mar 1, 2021
Book Page	33842/142
Instrument	14155

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jul 6, 2022
Property Address	31 SETTLERS WAY, BOURNE, MA 02532-5684
Document Number	035232-110
Book / Page	35232 / 110
Instrument Date	Jun 28, 2022
Instrument	34322
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SETTLERS WAY, BUZZARDS, MA

Mortgage

Document Number	0000034323
Date	Jul 6, 2022
Instrument	34323

Lender

Name	KWIK MORTAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	31 SETTLERS WAY, BOURNE, MA 02532-5684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33459-293
Date	Nov 12, 2020
Book Page	33459/293
Instrument	63157

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Mar 1, 2021
Property Address	31 SETTLERS WAY, BOURNE, MA 02532-5684
Document Number	033842-139
Book / Page	33842 / 139
Instrument Date	Aug 31, 2020
Instrument	14154
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 SETTLERS WAY, BUZZARDS BAY, MA 02532-5684

Mortgage

Document Number	033842-142
Date	Mar 1, 2021
Book Page	33842/142
Instrument	14155

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Mar 1, 2021
Property Address	31 SETTLERS WAY, BOURNE, MA 02532-5684
Document Number	33842-163
Book / Page	33842 / 163
Instrument Date	Aug 31, 2020
Instrument	14157
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SETTLERS WAY, BOURNE, MA 02532-5684

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Dec 4, 2019
Property Address	31 SETTLERS WAY, BOURNE, MA 02532-5684
Document Number	32516-204
Book / Page	032516 / 000204
Instrument Date	Nov 26, 2019
Instrument	61166
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31 SETTLERS WAY BOURNE MA 025325684, BOURNE, MA 02532-5684

Tax Assessment & Valuation

The 2025 property tax bill for 31 Settlers Way was $6,100, up 1.5% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,100.00 (+1.51%)	$781,100 (+4.26%) Land $214,300 Building $566,800	$702,050
2024	$6,009.00 (-6.2%)	$749,200 (+3.04%) Land $204,100 Building $545,100
2023	$6,406.00	$727,100 Land $197,000 Building $530,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Settlers Way in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	22 (1978–2011)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2011 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 12 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Settlers Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUZZARDS BAY WATER DISTRICT serves 7,700 people · EPA ID MA4036001
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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