31 Second Ave, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 31 Second Ave, Oak Bluffs, MA 02557

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.28 acres (12,197 sqft)
Owner	Trust Name on Record
Last Sale	$495,000 (Jul 2023)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0011 B:0302 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0011 B:0302 L:000`
Alternative APN	`1911`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	1911
Street Address	31 SECOND AVE
City	OAK BLUFFS
State	MA
Zip	02557-7212
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Block	302
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	4
Census Block	4020
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	4 ERNEST DR, NATICK, MA 01760-5516
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage MARTHAS VINEYARD BANK
Jul 27, 2023	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Deed Document Number	20233574
Deed Book / Page	1660 / 302
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	31 SECOND AVE, OAK BLUFFS, MA 02557-7212
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001714-834
Date	Aug 1, 2025
Book Page	1714/834
Instrument	3565

Lender

Name	MARTHAS VINEYARD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2028
Index	1-Year CMT

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Jul 27, 2023
Property Address	31 2ND AVE, VINEYARD HAVEN, MA 02568-7466
Document Number	001660-302
Book / Page	1660 / 302
Instrument Date	Jul 25, 2023
Instrument	3574
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ERNEST DR, NATICK, MA 01760-5516

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,039.00 (+6.25%)	$403,800 (+10.03%) Land $403,800
2024	$1,919.00 (-6.57%)	$367,000 (-5.66%) Land $367,000
2023	$2,054.00	$389,000 Land $389,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Dec 1992 · Winter Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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