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31 Seaside Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 31 Seaside Ave, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 973 sqft · built 1985
Lot Size0.106 acres (4,625 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Mar 2017)
Tax Bill$4,709 (2024)
Deeds & MortgagesOct 2018 Sale
Mar 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00491880-000000

Property Details

APN / Parcel Number

Primary APN00491880-000000
Alternative APNs
  • 14623800491880000000
  • 1608092

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area973 sqft Living Area
1st Floor Area966 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area4,625 sqft (0.106 acres)
Garage TypeCovered
Garage Area1,064 sqft
PorchOpen Porch
Porch Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1608092
Street Address31 SEASIDE AVE
CityKEY LARGO
StateFL
Zip33037-3867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionRE-SUB SEASIDE PB2-10 KEY LARGO NWLY 1/2 OF NWLY 1/2 OF SELY 200 OF LOTS 26 & 27 SQR 1 G28-490 OR73-118/19 OR843-1590 OR843-1866 OR853-1747/48 OR1010-1010 OR1010-1011 OR1109-859/60 OR1421-243/45 OR1428-2251/02 OR1427-517/18 OR1436-2087 OR1625-1029/30
Legal Range38E
Legal Township62S
Legal Section14
Legal SubdivisionSEASIDE RESUBD
Legal Block1
Legal Lot Number26,27
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1019
Census Tract970600

Owner

31 Seaside Ave is owned by an individual who bought it in March 2017.

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address15918 SW 53RD TER, MIAMI, FL 33185-5075
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 28, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2017 · Amount on File
Deed SaleMar 28, 2017 · Amount on File
Prior SaleDec 8, 2008 · Amount on File
Deed Document Number20172116261
Deed Book / Page2845 / 2409
Transfer Doc1427000517
Record UpdatedOct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateOct 25, 2018
Property Address31 SEASIDE AVE, KEY LARGO, FL 33037-3867
Document Number0029331069
Book / Page002933 / 001069
Instrument DateOct 23, 2018
Instrument2192087
Transaction TypeTransfer
Record UpdatedDec 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address94411 OVERSEAS HWY TAVERNIER FL 330703019, TAVERNIER, FL 33070-3019

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 28, 2017
Property Address31 SEASIDE AVE, KEY LARGO, FL 33037-3867
Document Number0028452409
Book / Page2845 / 2409
Map ReferenceMB01 PG97
Instrument DateMar 24, 2017
Instrument2116261
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySUNSHINE TITLE OF THE KEYS I

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address374 S COCONUT PALM BLVD, 374, TAVERNIER, FL 33070-2251

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 NW 85TH CT # 1809, 1809, MIAMI, FL 33126-3827

Mortgage

Document Number0002116262
DateMar 28, 2017
Instrument2116262
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$584,972 Land $224,220 Building $360,752$584,972 Land $224,220 Building $360,752
2024$4,709.00 (+3.36%)
2023$4,556.00 (+11.72%)$573,301 (+21.86%) Land $373,700 Building $199,601$573,301 (+21.86%) Land $373,700 Building $199,601
2022$4,078.00$470,468 Land $268,597 Building $201,871$470,468 Land $268,597 Building $201,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Seaside Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Seaside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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