Passaic County and Clifton City property record for 31 Scott Ter, Clifton, NJ 07013
| Property Type | Single Family Home |
|---|---|
| Details | 1,504 sqft · built 1950 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jul 2010) |
| Tax Bill | $11,651 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00045-09-00033 |
| Primary APN | 02-00045-09-00033 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,504 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 115 ft deep x 61 ft wide |
| Old Parcel Number | 0200045900033 |
|---|---|
| Street Address | 31 SCOTT TER |
| City | CLIFTON |
| State | NJ |
| Zip | 07013-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A2 |
| Legal Subdivision | CITY/CLIFTON |
| Legal Block | 45.9 |
| Legal Lot Number | 33 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 124311 |
31 Scott Ter is owned and occupied by an individual who bought it in July 2010.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 SCOTT TER, CLIFTON, NJ 07013-3130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit GOODLEAP LC |
| Jan 4, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2010 · Amount on File |
| Deed Sale | Jul 8, 2010 · Amount on File |
| Deed Document Number | 201031467 |
| Deed Book / Page | 1943 / 190 |
| Prior Transfer Date | Jun 17, 2010 |
| Prior Transfer Doc | 0000031467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 31 SCOTT TER, CLIFTON, NJ 07013-3130 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009999 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | M19856/280 |
| Instrument | 2026009999 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 9, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 31 SCOTT TER, CLIFTON, NJ 07013-3130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000678 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | M15350/0204 |
| Instrument | 2019000678 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 31 SCOTT TER, CLIFTON, NJ 07013-3130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000021547 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | M16975/220 |
| Instrument | 2021021547 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 31 Scott Ter was $11,651 with a veteran's exemption, up 3.3% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,100 (-) Land $100,700 Building $89,400 | $190,100 (-) Land $100,700 Building $89,400 | |
| 2025 | $11,651.00 (+3.25%) Veteran's exemption | $190,100 Land $100,700 Building $89,400 | $190,100 Land $100,700 Building $89,400 |
| 2024 | $11,284.00 | ||
| 2023 | $190,100 Land $100,700 Building $89,400 | $190,100 Land $100,700 Building $89,400 | |
| 2022 | $10,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Scott Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 31 Scott Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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