Cecil County property record for 31 Sandy Run Ln, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,326 sqft · built 1988 |
| Lot Size | 0.521 acres (22,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Dec 2024) |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Nov 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-088933 |
| Primary APN | 05-088933 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,326 sqft Total Area |
| Utility Area | 192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,700 sqft (0.521 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 352 sqft |
| Deck Area | 195 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 088933 |
|---|---|
| Street Address | 31 SANDY RUN LN |
| City | ELKTON |
| State | MD |
| Zip | 21921-7300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 144 - .5211 ACRE 31 SANDY RUN ARUNDEL |
| Legal Subdivision | SANDY RUN |
| Legal Block | A |
| Legal Lot Number | 144 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30904 |
Source: Cecil County records · APN 05-088933
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 SANDY RUN LN, ELKTON, MD 21921-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 14, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 23, 2016 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2024 · Amount on Record |
| Deed Sale | Dec 03, 2024 · Amount on Record |
| Prior Sale | May 08, 2007 · Amount on Record |
| Prior Transfer Date | Mar 30, 2006 |
| Prior Transfer Doc | 0021370671 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 31 SANDY RUN LN, ELKTON, MD 21921-7300 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0042150091 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 4215/091 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 31 SANDY RUN LN, ELKTON, MD 21921-7300 |
| Document Number | 0040370183 |
| Book / Page | 004037 / 000183 |
| Instrument Date | Nov 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 31 SANDY RUN LN ELKTON MD 219217300, ELKTON, MD 21921-7300 |
| Document Number | 0040370183 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 004037/000183 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2047 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,800 (+5.23%) Land $71,300 Building $204,500 | $275,800 (-) Land $71,300 Building $204,500 | |
| 2025 | $2,928.00 (+5%) | $262,100 (+11.67%) | $275,800 (+17.51%) Land $71,300 Building $204,500 |
| 2023 | $1,952.00 Homeowner's exemption | $234,700 Land $71,300 Building $163,400 | $234,700 Land $71,300 Building $163,400 |
Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 112 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINE HILLS serves 953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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