31 Sand Rd, Dyer, TN 38330 Property Records

Gibson County property record for 31 Sand Rd, Dyer, TN 38330

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,792 sqft · built 1982
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Jul 2020)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027060 00301`

Property Details

APN / Parcel Number

Primary APN	`027060 00301`
Alternative APN	`060 00301`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,216 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Mixed
Garage Area	594 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	31 SAND RD
City	DYER
State	TN
Zip	38330-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	GIBSON TN
Township / Civil Division	19
Census Block Group	3
Census Block	3021
Census Tract	966200

Owner

Source: Gibson County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 SAND RD, DYER, TN 38330-4419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 20, 2020	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Aug 8, 2013 · Amount on Record
Deed Document Number	2020197026
Deed Book / Page	1049 / 2392
Prior Transfer Date	Jul 14, 2014
Prior Transfer Doc	0000148358
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Recording Date	Apr 13, 2026
Property Address	31 SAND RD, DYER, TN 38330-4419
Document Number	0000250678
Book / Page	1131 / 133
Instrument Date	Apr 8, 2026
Instrument	2026250678
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250678,
Date	Apr 13, 2026
Book Page	1131/133
Instrument	2026250678

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.5%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Jul 20, 2020
Property Address	31 SAND RD, DYER, TN 38330-4419
Document Number	0000197026
Book / Page	001049 / 002392
Instrument Date	Jul 17, 2020
Instrument	197026
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 SAND RD DYER TN 383304419, DYER, TN 38330-4419

Mortgage

Document Number	197027
Date	Jul 20, 2020
Book Page	001049/002395
Instrument	197027

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00	$56,600 Land $4,575 Building $52,025
2024			$226,400 Land $18,300 Building $208,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Dec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CO MUNI WATER DIST #1 serves 2,433 people · EPA ID TN0000709
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Gibson Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sand Rd

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