31 Saint Marks Bay, Faribault, MN 55021 Property Records

Rice County property record for 31 Saint Marks Bay, Faribault, MN 55021

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 988 sqft · built 1989
Lot Size	0.227 acres (9,907 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (Jun 2005)
Tax Bill	$1,246 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18.01.3.02.029`

Property Details

APN / Parcel Number

Primary APN	`18.01.3.02.029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	750 sqft
Unfinished Basement	988 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,907 sqft (0.227 acres)
Lot Dimensions	129 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	70 sqft
Patio Area	281 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	31 SAINT MARKS BAY
City	FARIBAULT
State	MN
Zip	55021-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 2 OF WINDSOR PARK 14
Legal Subdivision	WINDSOR PARK 14
Legal Block	2
Legal Lot Number	11
Jurisdiction	RICE MN
Township / Civil Division	FARIBAULT
Census Block Group	2
Census Block	2012
Census Tract	70801

Owner

31 Saint Marks Bay is owned and occupied by two individuals who bought it in June 2005.

Source: Rice County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 SAINT MARKS BAY, FARIBAULT, MN 55021-6501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED TRUST BANK
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Sep 24, 2019	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FIN
Apr 4, 2018	Deed of Trust, Mortgage · VA Mortgage NUDGE FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2005 · Amount on File
Deed Sale	Jun 21, 2005 · Amount on File
Prior Sale	May 27, 2004 · Amount on File
Deed Document Number	200545432
Prior Transfer Date	Mar 28, 2005
Prior Transfer Doc	0000045432
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	31 SAINT MARKS BAY, FARIBAULT, MN 55021-6501
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A746930
Date	Dec 10, 2021
Instrument	A746930

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	HYAMPOM, CA 96046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	31 SAINT MARKS BAY, FARIBAULT, MN 55021-6501
Document Number	0000730953
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 SAINT MARKS BAY FARIBAULT MN 550216501, FARIBAULT, MN 55021-6501

Mortgage

Document Number	0000730953
Date	Oct 1, 2020
Instrument	730953

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	31 SAINT MARKS BAY, FARIBAULT, MN 55021-6501
Document Number	0000721802
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 SAINT MARKS BAY FARIBAULT MN 550216501, FARIBAULT, MN 55021-6501

Mortgage

Document Number	0000721802
Date	Dec 2, 2019
Instrument	721802

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	31 SAINT MARKS BAY, FARIBAULT, MN 55021-6501
Document Number	0000706151
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 SAINT MARKS BAY FARIBAULT MN 550216501, FARIBAULT, MN 55021-6501

Mortgage

Document Number	0000706151
Date	Apr 10, 2018
Instrument	706151

Lender

Name	NUDGE FNDG
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 31 Saint Marks Bay was $1,246.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Faribault City
Unified School District	Faribault Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,246.00	$254,700 (+2.74%) Land $67,200 Building $187,500	$254,700 (+2.74%) Land $67,200 Building $187,500
2025		$247,900 (+7.04%) Land $63,600 Building $184,300	$247,900 (+7.04%) Land $63,600 Building $184,300
2024	$2,576.00 (+26.65%)	$231,600 (-) Land $58,100 Building $173,500	$231,600 (-) Land $58,100 Building $173,500
2023	$2,034.00	$231,600 Land $58,100 Building $173,500	$231,600 Land $58,100 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Saint Marks Bay in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Saint Marks Bay is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Faribault serves 23,718 people · EPA ID MN1660002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	19 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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