31 Saint Joseph St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 31 Saint Joseph St, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 1978
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,900 (Sep 2025)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`10596`

Property Details

APN / Parcel Number

Primary APN	`10596`
Alternative APN	`WOON M:23C L:360 U:20`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	4,054 sqft
1st Floor Area	1,120 sqft
Basement Area	1,440 sqft
Finished Basement	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10596
Street Address	31 SAINT JOSEPH ST
City	WOONSOCKET
State	RI
Zip	02895-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	360
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1005
Census Tract	17800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woonsocket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 SAINT JOSEPH ST, WOONSOCKET, RI 02895-5417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Sep 17, 2018	Warranty Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Sep 17, 1997 · Amount on Record
Deed Book / Page	2977 / 266
Transfer Doc	2389-30
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 15, 2025
Property Address	31 SAINT JOSEPH ST, WOONSOCKET, RI 02895-5417
Document Number	002977-266
Book / Page	2977 / 266
Instrument Date	Sep 15, 2025
Instrument	239806
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 SAINT JOSEPH ST, WOONSOCKET, RI 02895-5417

Mortgage

Document Number	0000239807
Date	Sep 15, 2025
Instrument	239807

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 17, 2018
Property Address	31 SAINT JOSEPH ST, WOONSOCKET, RI 02895-5417
Document Number	2389-30
Book / Page	002389 / 000030
Instrument Date	Aug 29, 2018
Instrument	196994
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31 SAINT JOSEPH ST WOONSOCKET RI 028955417, WOONSOCKET, RI 02895-5417

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,800.00 (+1.46%)	$427,400 (+31.35%) Land $106,500 Building $320,900
2024	$4,731.00 (+4%)	$325,400 (-) Land $94,500 Building $230,900
2023	$4,549.00	$325,400 (-) Land $94,500 Building $230,900
2022	$4,549.00	$325,400 Land $94,500 Building $230,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Nearby Properties on Saint Joseph St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures