31 S Jefferson St, Frederick, MD 21701 Property Records

Frederick County property record for 31 S Jefferson St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3 ba · 2,408 sqft · built 1924
Lot Size0.08 acres (3,500 sqft)
OwnerCompany Name on File
Last Sale$115,000 (May 2013)
Tax Bill$7,964 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN02-039451

Property Details

APN / Parcel Number

Primary APN02-039451
Alternative APNs
  • 2039451
  • 039451

Interior

Full Baths3 Baths
Units4 Units
Stories2 Stories
Building Area2,408 sqft Living Area
1st Floor Area902 sqft
Basement Area604 sqft
Finished Basement604 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof TypeSawtooth
Roof MaterialMetal
Lot Area3,500 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide
View / LotWaterfront
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number039451
Street Address31 S JEFFERSON ST
CityFREDERICK
StateMD
Zip21701-4803
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeDR
Legal DescriptionLT 35 X 100 31 S. JEFF. ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number31
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2000
Census Tract765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

31 S Jefferson St, a townhouse, is owned by a company that bought it in May 2013.

Source: Frederick County records, as of August 7, 2026

Owner of RecordCompany Name on File
Mailing Address1313 ORCHARD WAY, FREDERICK, MD 21703-6002
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST UNITED BANK & TRUST
Mar 26, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2013 · Amount on File
Deed SaleMay 16, 2013 · Amount on File
Prior SaleFeb 25, 2013 · Amount on File
Deed Book / Page9546 / 91
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address31 S JEFFERSON ST, FREDERICK, MD 21701-4803
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157960422
DateMar 17, 2022
Book Page15796/422
Lender
NameFIRST UNITED BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateMar 26, 2019
Property Address31 S JEFFERSON ST, FREDERICK, MD 21701-4803
Document Number0128880488
Book / Page012888 / 000488
Instrument DateJan 1, 2019
Transaction TypeTransfer
Record UpdatedApr 3, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31 S JEFFERSON ST FREDERICK MD 217014803, FREDERICK, MD 21701-4803

Tax Assessment & Valuation

The 2025 property tax bill for 31 S Jefferson St was $7,964.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$442,100$463,300 Land $162,500 Building $300,800
2025$7,964.00
2023$6,090.00$333,900$431,500 Land $127,500 Building $304,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 S Jefferson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2018–2019)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2019 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 S Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

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