31 Ryder Rd, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 31 Ryder Rd, Ossining, NY 10562 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1969
Square Footage2,442 sqft Living Area
Lot Size15,246 sqft (0.35 acres)
OccupancyOwner Occupied
Last Sale$411,569 (2014)
Tax Bill$11,631.00 (2025)

Property Details

APN / Parcel Number

Primary APN554203 90.09-5-20
Alternative APN
  • 55420300106A012 011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,442 sqft Living Area
1st Floor1,378 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Lot Area15,246 sqft (0.35 acres)
Garage TypeBasement Garage
PorchOpen Porch
Porch Area578 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address31 RYDER RD
CityOSSINING
StateNY
Zip10562-2124
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRYDER HOMESTEAD
Legal Block5
Legal Lot Number20.000
JurisdictionWESTCHESTER NY
Minor Civil DivisionOSSINING
Census Blockgroup1
Census Block1026
Census Tract13500

Owner

Source: Westchester County and Ossining Town records · APN 554203 90.09-5-20

Assessment roll updated May 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address31 RYDER RD, OSSINING, NY 10562-2124
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
OUR FEDERAL CREDIT UNION
Sep 14, 2021Deed of Trust, Mortgage
WELLS FARGO BANK NA
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2014 · Amount on Record
Deed SaleOct 06, 2014 · Amount on Record
Prior SaleApr 04, 2006 · Amount on Record
Deed Doc Number2014542653650
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateJun 15, 2026
Property Address31 RYDER RD, OSSINING, NY 10562-2124
Document Number0000003049
Instrument DateJun 04, 2026
Instrument20263049
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 RYDER RD, OSSINING, NY 10562-2124

Mortgage

Document Number0000003049,
DateJun 15, 2026
Instrument20263049
Lender
NameOUR FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 28, 2056
Interest
Rate6.37%
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address31 RYDER RD, OSSINING, NY 10562-2124
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 RYDER RD, OSSINING, NY 10562-2124

Mortgage

Document Number0612573377
DateSep 14, 2021
Instrument612573377
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
AmountAmount Recorded

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address31 RYDER RD, OSSINING, NY 10562-2124
Transaction TypeMortgage
Record UpdatedJun 17, 2021
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0611133845
DateApr 26, 2021
Instrument611133845
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,631.00$677,700 (+12.04%) Land $300,200 Building $377,500$677,700 (+12.04%) Land $300,200 Building $377,500
2024Homeowner's exemption$604,900 (+6.91%) Land $187,900 Building $417,000$604,900 (+6.91%) Land $187,900 Building $417,000
2023$565,800 Land $187,900 Building $377,900$565,800 Land $187,900 Building $377,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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