31 Rustic Acres Dr, Chepachet, RI 02814 Property Records

Glocester Town property record for 31 Rustic Acres Dr, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,574 sqft · built 1975
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2019)
Tax Bill	$7,977 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4-0285-37`

Property Details

APN / Parcel Number

Primary APN	`4-0285-37`
Alternative APN	`GLOC M:0PE B:00B L:010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,574 sqft Living Area
Gross Area	4,688 sqft
1st Floor Area	1,476 sqft
Basement Area	1,448 sqft
Unfinished Basement	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,347 sqft (2.12 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4-0285-37
Street Address	31 RUSTIC ACRES DR
City	CHEPACHET
State	RI
Zip	02814-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	B
Legal Lot Number	10
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2006
Census Tract	13102

Owner

31 Rustic Acres Dr is owned and occupied by an individual who bought it in June 2019.

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31 RUSTIC ACRES DR, CHEPACHET, RI 02814-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Prior Sale	Jul 31, 2008 · Amount on File
Deed Book / Page	796 / 308
Prior Transfer Date	Mar 22, 2019
Prior Transfer Doc	000790-330
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jun 20, 2019
Property Address	31 RUSTIC ACRES DR, CHEPACHET, RI 02814-1530
Document Number	796-308
Book / Page	796 / 308
Instrument Date	Jun 20, 2019
Instrument	41182
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	41183
Date	Jun 20, 2019
Instrument	41183

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	31 RUSTIC ACRES DR, CHEPACHET, RI 02814-1530
Document Number	761-178
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RUSTIC ACRES DR CHEPACHET RI 028141530, CHEPACHET, RI 02814-1530

Mortgage

Document Number	761-178
Date	Jan 11, 2018
Book Page	000761/000178
Instrument	37852

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 Rustic Acres Dr was $7,977.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,977.00	$559,400 Land $152,600 Building $406,800	$657,603
2023	$7,971.00 (+6.92%)	$559,400 (+40.24%) Land $152,600 Building $406,800
2022	$7,455.00	$398,900 Land $102,200 Building $296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Rustic Acres Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Rustic Acres Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rustic Acres Dr

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