31 Rooks Rd, Gates, NC 27937 Property Records

Gates County property record for 31 Rooks Rd, Gates, NC 27937

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,356 sqft · built 2021
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,346 (2026)
Deeds & Mortgages	Oct 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-01221`

Property Details

APN / Parcel Number

Primary APN	`03-01221`
Alternative APN	`27565`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,356 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	27565
Street Address	31 ROOKS RD
City	GATES
State	NC
Zip	27937-9341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 4648505254
Legal Subdivision	VILLAGE OF RODUCO
Legal Lot Number	46
Jurisdiction	GATES NC
Township / Civil Division	REYNOLDSON
Census Block Group	2
Census Block	2014
Census Tract	970300

Owner

Source: Gates County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 ROOKS RD, GATES, NC 27937-9341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	31 ROOKS RD, GATES, NC 27937-9341
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000358/522
Date	Oct 28, 2020
Book Page	358/522
Instrument	317520

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,346.00 (+0.86%)	$304,007 (-) Land $24,960 Building $279,047	$304,007 (-) Land $24,960 Building $279,047
2025	$2,326.00 (+23.99%)	$304,007 (+60.97%) Land $24,960 Building $279,047	$304,007 (+60.97%) Land $24,960 Building $279,047
2023	$1,876.00	$188,865 Land $20,467 Building $168,398	$188,865 Land $20,467 Building $168,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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