31 Romney Rd, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 31 Romney Rd, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1915
Lot Size	0.058 acres (2,522 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Mar 2019)
Tax Bill	$7,521 (2025)
Deeds & Mortgages	Apr 2024 Sale Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`04-00026-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`04-00026-0000-00007`
Alternative APN	`040002600007`

Interior

Stories	2 Stories
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Stucco
Lot Area	2,522 sqft (0.058 acres)
Lot Dimensions	56 ft deep x 45 ft wide

Location & Zoning

Street Address	31 ROMNEY RD
City	BOUND BROOK
State	NJ
Zip	08805-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	26
Legal Lot Number	7
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	3
Census Block	3014
Census Tract	51200

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 ROMNEY RD, BOUND BROOK, NJ 08805-1851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed, Transfer KEY TITLE GROUP, KELLY TITLE GROUP
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Dec 5, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Mar 27, 2019	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 24, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	201910071
Deed Book / Page	7107 / 2551
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 15, 2024
Property Address	31 ROMNEY RD, BOUND BROOK, NJ 08805-1851
Document Number	0000008947
Book / Page	7552 / 3605
Instrument Date	Apr 15, 2024
Instrument	2024008947
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	KEY TITLE GROUP, KELLY TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$8,171.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 BEDFORD ROAD, BOUND BROOK, NJ 08805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CHURCH ST, BOUND BROOK, NJ 08805-1930

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	31 ROMNEY RD, BOUND BROOK, NJ 08805-1851
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063144
Date	Oct 25, 2021
Book Page	7395/688
Instrument	2021063144

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	31 ROMNEY RD, BOUND BROOK, NJ 08805-1851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047066
Date	Dec 5, 2019
Book Page	7172/1197
Instrument	2019047066

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	31 ROMNEY RD, BOUND BROOK, NJ 08805-1851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060656
Date	Dec 1, 2020
Book Page	7279/1
Instrument	2020060656

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 27, 2019
Property Address	31 ROMNEY RD, BOUND BROOK, NJ 08805-1851
Document Number	0000010071
Book / Page	7107 / 2551
Instrument Date	Mar 27, 2019
Instrument	2019010071
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 STAYMAN CT, 15, MANALAPAN, NJ 07726-7930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ROMNEY RD, BOUND BROOK, NJ 08805-1851

Mortgage

Document Number	0000010072
Date	Mar 27, 2019
Instrument	2019010072

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 24, 2018
Property Address	31 ROMNEY RD, BOUND BROOK, NJ 08805-1851
Document Number	0000032435
Book / Page	007066 / 003343
Instrument Date	Aug 8, 2018
Instrument	32435
Transaction Type	Foreclosure
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STAYMAN CT MANALAPAN NJ 077267930, MANALAPAN, NJ 07726-7930

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,300 (+4.55%) Land $192,000 Building $164,300	$356,300 (+4.55%) Land $192,000 Building $164,300
2025	$7,521.00 (+4.82%)	$340,800 (+18.62%) Land $172,000 Building $168,800	$340,800 (+18.62%) Land $172,000 Building $168,800
2024	$7,175.00 (+13.33%)
2023		$287,300 Land $127,000 Building $160,300	$287,300 Land $127,000 Building $160,300
2022	$6,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	590 (1979–2021)
Claims Outside the SFHA	83 of 590
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Apr 2010 · 119 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 198 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 147 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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