31 Roca Ct, Novato, CA 94947 Property Records

Marin County property record for 31 Roca Ct, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,114 sqft · built 1971
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Last Sale	$1,520,000 (Jul 2026)
Tax Bill	$7,522 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`146-422-10`

Property Details

APN / Parcel Number

Primary APN	`146-422-10`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,114 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Lot Area	13,200 sqft (0.303 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	31 ROCA CT
City	NOVATO
State	CA
Zip	94947-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45
Legal Subdivision	OAKS 01
Legal Lot Number	45
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3000
Census Tract	103100

Owner

Source: Marin County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	250 BEL MARIN KEYS BLVD, G1, NOVATO, CA 94949-5727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 22, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 18, 2026	Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 3, 2015	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Aug 30, 1996 · Amount on Record
Deed Document Number	202621172
Prior Transfer Date	Jul 15, 2026
Prior Transfer Doc	0000021173
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Jul 22, 2026
Property Address	31 ROCA CT, NOVATO, CA 94947-3723
Document Number	0000021173
Instrument Date	Jul 15, 2026
Instrument	202621173
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Jul 22, 2026
Property Address	31 ROCA CT, NOVATO, CA 94947-3723
Document Number	0000021172
Instrument Date	Jul 10, 2026
Instrument	202621172
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,872.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000021174,
Date	Jul 22, 2026
Instrument	202621174

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Recording Date	May 18, 2026
Property Address	31 ROCA CT, NOVATO, CA 94947-3723
Document Number	0000014623
Instrument Date	May 8, 2026
Instrument	202614623
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	31 ROCA CT, NOVATO, CA 94947-3723

Mortgage

Document Number	0000014623,
Date	May 18, 2026
Instrument	202614623

Lender

Name	GOODLEAP LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2036

Interest

Rate	6.37%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	31 ROCA CT, NOVATO, CA 94947-3723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ROCA CT, NOVATO, CA 94947-3723

Mortgage

Document Number	0000039901
Date	Aug 31, 2020
Instrument	2020-0039901

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	31 ROCA CT, NOVATO, CA 94947-3723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ROCA CT, NOVATO, CA 94947-3723

Mortgage

Document Number	0000047379
Date	Oct 2, 2020
Instrument	2020-0047379

Lender

Name	UMPQUA BANK
Type	Bank
Address	NOVATO, CA 94945

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARIN CA
Property Address	31 ROCA CT, NOVATO, CA 94947-3723
Document Number	0000023392
Instrument Date	Apr 3, 2015
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	31 ROCA CT NOVATO CA 949473723, NOVATO, CA 94947-3723

Mortgage

Document Number	0000023392
Date	Jun 13, 2017
Instrument	23392

Lender

Name	UMPQUA BK
Type	Bank
Address	NOVATO, CA 94945

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,488 (+2%) Land $199,539 Building $335,949
2025	$7,522.00 (+4.15%) Homeowner's exemption	$524,989 (+4.04%) Land $195,627 Building $329,362
2023	$7,222.00 (+2.44%) Homeowner's exemption	$504,606 Land $188,032 Building $316,574
2022	$7,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

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