31 Riverside St, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 31 Riverside St, Needham Heights, MA 02494

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 570 sqft · built 2019
Owner2 Trust Names on File
Last Sale$765,000 (Apr 2020)
Tax Bill$9,649 (2025)
Deeds & MortgagesSep 2025 Sale
Aug 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNNEED M:073.0 B:0038 L:0031.0

Property Details

APN / Parcel Number

Primary APNNEED M:073.0 B:0038 L:0031.0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area570 sqft Living Area
Gross Area1,425 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address31 RIVERSIDE ST
CityNEEDHAM HEIGHTS
StateMA
Zip02494-3016
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block38
Legal Lot Number31.0
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2009
Census Tract403501

Owner

31 Riverside St, a condominium, is held in a trust since August 2025.

Source: Norfolk County and Needham Town records, as of April 14, 2026

Owner of Record2 Trust Names on File
Mailing Address94 MACKINTOSH AVE, NEEDHAM, MA 02492-1238
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Condominium Deed, Transfer
Aug 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Apr 3, 2020Condominium Deed, Transfer · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2020 · Amount on File
Deed SaleApr 3, 2020 · Amount on File
Deed Document Number202030299
Deed Book / Page37741 / 469
Last Transfer DateAug 22, 2025
Transfer Doc042626-391
Record UpdatedJun 8, 2026

September 2025: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionNEEDHAM MA
Recording DateSep 3, 2025
Property Address31 RIVERSIDE ST, NEEDHAM, MA 02494-3016
Document Number042626-391
Book / Page42626 / 391
Instrument DateAug 22, 2025
Instrument61585
Transaction TypeTransfer
Record UpdatedSep 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 MACKINTOSH AVE, NEEDHAM, MA 02492-1238

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address31 RIVERSIDE ST, NEEDHAM, MA 02494-3016
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39783-91
DateAug 27, 2021
Book Page39783/91
Instrument111559
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2036

April 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionNEEDHAM MA
Recording DateApr 3, 2020
Property Address31 RIVERSIDE ST, NEEDHAM, MA 02494-3016
Document Number37741-469
Book / Page37741 / 469
Instrument DateMar 10, 2020
Instrument30299
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 RIVERSIDE ST, NEEDHAM, MA 02494-3016

Mortgage

Document Number37741-474
DateApr 3, 2020
Book Page37741/474
Instrument30300
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 31 Riverside St was $9,649.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,649.00$910,300 Building $910,300
2023$10,146.00$778,100 Building $778,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Riverside St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Riverside St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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