31 Riverbend Loop, Cle Elum, WA 98922 Property Records

Kittitas County property record for 31 Riverbend Loop, Cle Elum, WA 98922

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2025
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$1,425,000 (Dec 2025)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2025 Sale
Flood ZoneZone X (minimal risk)
APN2015190650023

Property Details

APN / Parcel Number

Primary APN2015190650023
Alternative APN
  • 963816

Exterior

Year BuiltBuilt 2025
Lot Area3,920 sqft (0.09 acres)

Location & Zoning

Street Address31 RIVERBEND LOOP
CityCLE ELUM
StateWA
Zip98922-1261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNCADIA RESORT CORE SUNCADIA SOCIAL, LOT 23; SEC 19, TWP 20, RGE 15
Legal SubdivisionSUNCADIA
Legal Lot Number23
JurisdictionKITTITAS WA
Township / Civil DivisionCLE ELUM
Census Block Group1
Census Block1084
Census Tract975104

Owner

Source: Kittitas County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address972 NW PICKERING ST, ISSAQUAH, WA 98027-2671
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NATIONAL ASS
Dec 17, 2025Warranty Deed, Transfer
UNKNOWN, MULTIPLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2025 · Amount on Record
Deed SaleDec 17, 2025 · Amount on Record
Prior SaleSep 30, 2024 · Amount on Record
Deed Document Number20256
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITTITAS WA
Property Address31 RIVERBEND LOOP, CLE ELUM, WA 98922-1261
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address972 NW PICKERING ST, ISSAQUAH, WA 98027-2671
InvestorPossibly a Property Investor

Mortgage

Document Number0002040014
DateFeb 4, 2026
Instrument202602040014
Lender
NameMORGAN STANLEY PRIVATE BANK NATIONAL ASS
Address4270 IVY POINTE BLVD STE 400, CINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.45%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.4%
IndexOther
Margin3
Max Rate10.4%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITTITAS WA
Recording DateDec 17, 2025
Property Address31 RIVERBEND LOOP, CLE ELUM, WA 98922-1261
Document Number0012170006
Map ReferenceMB 14 PG 113-119
Instrument DateDec 10, 2025
Instrument202512170006
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyUNKNOWN, MULTIPLE

Transaction

AmountAmount Recorded
Tax$24,425.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address972 NW PICKERING ST, ISSAQUAH, WA 98027-2671
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyKittitas County
Unified School DistrictCle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$223,060 Land $223,060$223,060 Land $223,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 79% of Washington
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNCADIA RESORT
private · serves 2,640 people · EPA ID WA53AA317
Water SourcePurchased surface water from CLE ELUM WATER DEPARTMENT
Last State InspectionJul 2024
Lead13 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gigabeam Internet
Fixed Wireless
300 / 300
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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