31 River Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 31 River Rd, Ipswich, MA 01938

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,368 sqft · built 2019
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on Record
Last Sale	$2,300,000 (Mar 2023)
Tax Bill	$28,312 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`IPSW M:24C B:0069 L:020`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:24C B:0069 L:020`
Alternative APN	`1392`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	3,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1392
Street Address	31 RIVER RD
City	IPSWICH
State	MA
Zip	01938-1531
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RRB
Legal Subdivision	CONDOMINIUM LITTLE NECK
Legal Block	69
Legal Lot Number	20
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	2
Census Block	2032
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7255 BEECH RD, AMBLER, PA 19002-5401
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Record Updated	Sep 20, 2026

March 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	IPSWICH MA
Recording Date	Mar 29, 2023
Property Address	31 RIVER RD, IPSWICH, MA 01938-1531
Document Number	0041496-54
Book / Page	41496 / 54
Instrument Date	Mar 29, 2023
Instrument	20230329002270
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 RIVER RD, IPSWICH, MA 01938-1531

Mortgage

Document Number	230329002280
Date	Mar 29, 2023
Instrument	230329002280

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2033
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,312.00 (+26.57%)	$2,539,200 (+29.18%) Building $2,539,200	$2,471,045
2024	$22,369.00 (+0.63%)	$1,965,600 (+8.14%) Building $1,965,600
2023	$22,229.00	$1,817,600 Building $1,817,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (1978–2018)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 4 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20