31 River Rd, Haddam, CT 06438 Property Records

Haddam Town property record for 31 River Rd, Haddam, CT 06438

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,553 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (Aug 2019)
Tax Bill	$8,675 (2026)
Deeds & Mortgages	Jul 2022 Refinance Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`R0537400`

Property Details

APN / Parcel Number

Primary APN	`R0537400`
Alternative APN	`HADD M:48 B:037 L:1-5`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,553 sqft Living Area
Gross Area	3,596 sqft
Basement Area	1,056 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R0537400
Street Address	31 RIVER RD
City	HADDAM
State	CT
Zip	06438-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Block	37
Legal Lot Number	1-5
Jurisdiction	HADDAM CT
Township / Civil Division	HADDAM
Census Block Group	3
Census Block	3036
Census Tract	590101

Owner

31 River Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Haddam Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 RIVER RD, HADDAM, CT 06438-1303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Aug 30, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20192019200225
Deed Book / Page	395 / 992
Prior Transfer Date	Aug 29, 2019
Prior Transfer Doc	000395-992
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADDAM CT
Property Address	31 RIVER RD, HADDAM, CT 06438-1303
Transaction Type	Mortgage
Record Updated	Oct 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000418-543
Date	Jul 18, 2022
Book Page	418/543
Instrument	2021221782

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADDAM CT
Recording Date	Aug 30, 2019
Property Address	31 RIVER RD, HADDAM, CT 06438-1303
Document Number	395-992
Book / Page	000395 / 000992
Instrument Date	Aug 29, 2019
Instrument	200225
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$131.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RIVER RD HADDAM CT 064381303, HADDAM, CT 06438-1303

Tax Assessment & Valuation

The 2026 property tax bill for 31 River Rd was $8,675, up 24.5% from the year before.

Source: Haddam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Haddam Town
Unified School District	Regional School District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,675.00 (+24.46%)	$347,270 (+71.14%) Land $56,700 Building $290,570	$462,000 (+225.27%)
2025	$6,970.00	$202,910 Land $56,700 Building $146,210	$142,037 Land $39,690 Building $102,347
2024	$6,970.00 (+1.41%)
2023	$6,873.00 (+29.61%)	$202,910 (+23.71%) Land $56,700 Building $146,210
2022	$5,303.00	$164,020 Land $56,700 Building $107,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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