31 River Rd, Camden, NY 13316 Property Records

Oneida County and Camden Town property record for 31 River Rd, Camden, NY 13316

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,016 sqft · built 1960
Lot Size	10 acres (436,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Nov 2007)
Tax Bill	$2,958 (2026)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303001 128.009-1-16.1`

Property Details

APN / Parcel Number

Primary APN	`303001 128.009-1-16.1`
Alternative APNs	`300112800900010160010000` `003410`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	436,907 sqft (10 acres)
Garage Type	Mixed
Garage Area	1,488 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Patio Area	216 sqft
Canopy	72 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003410
Street Address	31 RIVER RD
City	CAMDEN
State	NY
Zip	13316-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	16.001
Jurisdiction	ONEIDA NY
Township / Civil Division	CAMDEN
Census Block Group	3
Census Block	3000
Census Tract	24500

Owner

Source: Oneida County and Camden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 RIVER RD, CAMDEN, NY 13316-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Line of Credit UTICA GAS & ELECTRIC EMPLOYEES FCU
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UTICA GAS & ELECTRIC EMPLOYEES FCU
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2007 · Amount on Record
Deed Sale	Nov 29, 2007 · Amount on Record
Deed Book / Page	2007 / 24077
Prior Transfer Date	May 5, 2005
Prior Transfer Doc	2005009453
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	31 RIVER RD, CAMDEN, NY 13316-1116
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8868
Date	May 26, 2021
Instrument	2021-008868

Lender

Name	UTICA GAS & ELECTRIC EMPLOYEES FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	31 RIVER RD, CAMDEN, NY 13316-1116
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8865
Date	May 26, 2021
Instrument	2021-008865

Lender

Name	UTICA GAS & ELECTRIC EMPLOYEES FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	31 RIVER RD, CAMDEN, NY 13316-1116
Document Number	0000015988
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 RIVER RD CAMDEN NY 133161116, CAMDEN, NY 13316-1116

Mortgage

Document Number	0000015988
Date	Nov 5, 2018
Instrument	15988

Lender

Name	BERKSHIRE BK
Type	Bank
Address	PITTSFIELD, MA 01201-1308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 4, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Camden Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Camden Town
Municipality	Camden Village
Unified School District	Camden Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,958.00 (+0.07%) Homeowner's exemption
2025	$2,956.00 (+204.43%)	$3,300 (-) Land $300 Building $3,000	$206,250 (+15%) Land $18,750 Building $187,500
2023		$3,300 (-) Land $300 Building $3,000	$179,348 (+14.13%) Land $16,304 Building $163,044
2022	$971.00 Homeowner's exemption	$3,300 Land $300 Building $3,000	$157,143 Land $14,286 Building $142,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1979–2000)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN VILLAGE (GU) serves 2,800 people · EPA ID NY3202385
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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