31 River Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 31 River Rd, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,430 sqft · built 1866
Lot Size1.88 acres (82,137 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Mar 2006)
Tax Bill$6,655 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNANDO M:00126 B:00007 L:0000B

Property Details

APN / Parcel Number

Primary APNANDO M:00126 B:00007 L:0000B

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,430 sqft Living Area
Gross Area2,448 sqft
Basement Area704 sqft
Unfinished Basement704 sqft

Exterior

Year BuiltBuilt 1866
Effective Year BuiltEffective 1866
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area82,137 sqft (1.88 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address31 RIVER RD
CityANDOVER
StateMA
Zip01810-1100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIA
Legal SubdivisionANDOVER
Legal Block7
Legal Lot NumberB
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group4
Census Block4004
Census Tract254402

Owner

31 River Rd is owned and occupied by an individual who bought it in March 2006.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address31 RIVER RD, ANDOVER, MA 01810-1100
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2006 · Amount on File
Deed SaleMar 30, 2006 · Amount on File
Deed Document Number200610295
Deed Book / Page10105 / 115
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address31 RIVER RD, ANDOVER, MA 01810-1100
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15580-124
DateAug 9, 2018
Book Page15580/124
Instrument19334
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 31 River Rd was $6,655, up 18.1% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,655.00 (+18.12%)$532,800 (+21.81%) Land $386,100 Building $146,700$599,165
2024$5,634.00 (+2.57%)$437,400 (+8.78%) Land $290,500 Building $146,900
2023$5,493.00$402,100 Land $270,000 Building $132,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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