31 Ridgewood Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 31 Ridgewood Rd, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1952
Square Footage	3,478 sqft Living Area
Lot Size	25,068 sqft (0.575 acres)
Occupancy	Owner Occupied
Last Sale	$147,000 (1996)
Tax Bill	$14,229.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:004.7 B:00007 L:00000`
Alternative APN	`1558`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	3,478 sqft Living Area
Gross Area	7,636 sqft Gross Area
1st Floor	1,956 sqft 1st Floor
Attic Area	132 sqft Attic
Attic	1 Attic
Basement Area	936 sqft Basement
Unfinished Basement	408 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	25,068 sqft (0.575 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1558
Street Address	31 RIDGEWOOD RD
City	NIANTIC
State	CT
Zip	06357-2231
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	7
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1026
Census Tract	870703

Owner

Source: East Lyme Town records · APN ELYM M:004.7 B:00007 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 RIDGEWOOD RD, NIANTIC, CT 06357-2231
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 1996 · Amount on Record
Deed Sale	Jan 25, 1996 · Amount on Record
Deed Book / Page	402 / 574
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLCHESTER CT
Recording Date	Apr 15, 2026
Property Address	31 RIDGEWOOD RD, NIANTIC, CT 06357-2231
Document Number	001586-749
Book / Page	1586 / 749
Instrument Date	Apr 06, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RIDGEWOOD RD, NIANTIC, CT 06357-2231

Mortgage

Document Number	1586000749,
Date	Apr 15, 2026
Book Page	1586/749

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,229.00	$507,990 (-) Land $176,540 Building $331,450	$355,593 Land $123,578 Building $232,015
2024	$14,229.00 (+12.58%)
2023	$12,639.00 (+4.37%)	$507,990 (-) Land $176,540 Building $331,450
2022	$12,110.00	$507,990 Land $176,540 Building $331,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.