31 Ridge Rd, Circle Pines, MN 55014 Property Records

Anoka County property record for 31 Ridge Rd, Circle Pines, MN 55014

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,350 sqft · built 1984
Lot Size0.621 acres (27,062 sqft)
OwnerIndividual Name on Record
Last Sale$434,500 (Apr 2025)
Tax Bill$5,862 (2026)
Deeds & MortgagesJun 2019 Mortgage
Feb 2019 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-31-23-41-0215

Property Details

APN / Parcel Number

Primary APN25-31-23-41-0215
Alternative APN
  • 860928

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,062 sqft (0.621 acres)
Garage Area696 sqft
DrivewayDriveway
PorchScreened Porch
Porch Area144 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number860928
Street Address31 RIDGE RD
CityCIRCLE PINES
StateMN
Zip55014-1766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 4 WOODS OF GOLDEN LAKE SUBJ TO EASE OF REC
Legal Range23W
Legal Township31N
Legal Section25
Legal SubdivisionWOODS OF GOLDEN LAKE
Legal Block4
Legal Lot Number14
JurisdictionANOKA MN
Township / Civil DivisionCIRCLE PINES
Census Block Group2
Census Block2000
Census Tract50902

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 RIDGE RD, CIRCLE PINES, MN 55014-1766
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2019Warranty Deed, Transfer
US BK
Feb 14, 2019Quit Claim Deed, Construction Loan · Line of Credit
EAGLE CMNTY BK
Dec 27, 2018Trustee's Deed, Construction Loan · Construction Mortgage
CREATIVE REAL ESTATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2025 · Amount on Record
Deed SaleApr 4, 2025 · Amount on Record
Prior SaleFeb 14, 2019 · Amount on Record
Deed Document Number2025624063
Record UpdatedSep 20, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateJun 26, 2019
Property Address31 RIDGE RD, CIRCLE PINES, MN 55014-1766
Document Number0565825002
Instrument DateMay 17, 2019
Instrument565825002
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyWEST TITLE COMPANY, WEST TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address31 RIDGE RD CIRCLE PINES MN 550141766, CIRCLE PINES, MN 55014-1766

Mortgage

Document Number565825003
DateJun 26, 2019
Instrument565825003
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueJun 25, 2049

February 2019: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionANOKA MN
Recording DateFeb 14, 2019
Property Address31 RIDGE RD, CIRCLE PINES, MN 55014-1766
Document Number0563006005
Instrument DateJan 18, 2019
Instrument563006005
Transaction TypeConstruction Loan
Record UpdatedMar 8, 2019
Title CompanyENTITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11140 ZEALAND AVE N CHAMPLIN MN 553163594, CHAMPLIN, MN 55316-3594

Mortgage

Document Number563006008
DateFeb 14, 2019
Instrument563006008
Lender
NameEAGLE CMNTY BK
TypeBank
AddressMAPLE GROVE, MN 55369
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 13, 2020
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number563006006,
DateFeb 14, 2019
Instrument563006006
Lender
NameEAGLE CMNTY BK
TypeBank
AddressMAPLE GROVE, MN 55369
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 13, 2020
Interest
Rate TypeAdjustable Rate

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionANOKA MN
Recording DateDec 27, 2018
Property Address31 RIDGE RD, CIRCLE PINES, MN 55014-1766
Instrument DateDec 24, 2018
Instrument562026001
Transaction TypeConstruction Loan
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31 RIDGE RD CIRCLE PINES MN 550141766, CIRCLE PINES, MN 55014-1766

Mortgage

Document Number0562026001
DateDec 27, 2018
Instrument562026001
Lender
NameCREATIVE REAL ESTATE INC
Address12299 CHAMPLIN DR, CHAMPLIN, MN 55316-2092
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 26, 2019

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityCircle Pines City
Unified School DistrictCentennial Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,862.00 (+18.16%)$448,100 (+3.49%) Land $137,000 Building $311,100$448,100 (+3.49%) Land $137,000 Building $311,100
2024$4,961.00$433,000 Land $126,500 Building $306,500$433,000 Land $126,500 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCircle Pines
serves 5,075 people · EPA ID MN1020013
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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