31 Richards Rd, Wolfeboro, NH 03894 Property Records

Carroll County and Wolfeboro Town property record for 31 Richards Rd, Wolfeboro, NH 03894

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,201 sqft · built 1980
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2018)
Tax Bill	$2,882 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOLF M:00234 B:000002 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WOLF M:00234 B:000002 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,201 sqft Living Area
Gross Area	2,093 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	31 RICHARDS RD
City	WOLFEBORO
State	NH
Zip	03894-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SOUTH
Legal Block	2
Jurisdiction	WOLFEBORO TOWN NH
Township / Civil Division	WOLFEBORO
Census Block Group	2
Census Block	2033
Census Tract	956102

Owner

Source: Carroll County and Wolfeboro Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 RICHARDS RD, WOLFEBORO, NH 03894-4906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOLY ROSARY CU
Jan 31, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage FBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20187880
Deed Book / Page	3400 / 744
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLFEBORO TOWN NH
Property Address	31 RICHARDS RD, WOLFEBORO, NH 03894-4906
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003713-0480
Date	Mar 7, 2023
Book Page	3713/480
Instrument	202300017840

Lender

Name	HOLY ROSARY CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLFEBORO TOWN NH
Property Address	31 RICHARDS RD, WOLFEBORO, NH 03894-4906
Document Number	0034900918
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RICHARDS RD WOLFEBORO NH 038944906, WOLFEBORO, NH 03894-4906

Mortgage

Document Number	0034900918
Date	Feb 18, 2020
Book Page	003490/000918
Instrument	673

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Aug 1, 2018
Property Address	31 RICHARDS RD, WOLFEBORO, NH 03894-4906
Document Number	0034000744
Book / Page	003400 / 000744
Instrument Date	Jul 31, 2018
Instrument	7880
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MAIN ST FARMINGTON NH 038353732, FARMINGTON, NH 03835-3732

Mortgage

Document Number	34000746
Date	Aug 1, 2018
Book Page	003400/000746
Instrument	7881

Lender

Name	FBC MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Carroll County and Wolfeboro Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Wolfeboro Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,882.00 (-4.54%)	$344,700 (+81.52%) Land $138,300 Building $206,400
2024	$3,019.00 (+17.79%)	$189,900 (-2.06%) Land $76,100 Building $113,800
2023			$326,230
2022	$2,563.00	$193,900 Land $80,100 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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