31 Retama Dr, Belton, TX 76513 Property Records

Bell County property record for 31 Retama Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,134 sqft · built 1982
Lot Size	0.156 acres (6,804 sqft)
Owner	Individual Name on File
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0348670000`

Property Details

APN / Parcel Number

Primary APN	`0348670000`
Alternative APNs	`422186` `22834`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	1,262 sqft
1st Floor Area	1,134 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	6,804 sqft (0.156 acres)
Lot Dimensions	108 ft deep x 63 ft wide
Garage Area	272 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	31 RETAMA DR
City	BELTON
State	TX
Zip	76513-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGANS POINT RESORT SECTION 18, BLOCK 005, LOT 0004
Legal Subdivision	MORGANS POINT RESORT SECTION 18
Legal Block	5
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1009
Census Tract	20203

Owner

31 Retama Dr is owned and occupied by an individual.

Source: Bell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	31 RETAMA DR, BELTON, TX 76513-9279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEXELL CU
Oct 11, 2019	Deed of Trust, Mortgage TEXELL CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	31 RETAMA DR, BELTON, TX 76513-9279
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036834
Date	Jun 9, 2022
Instrument	2022036834

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	31 RETAMA DR, BELTON, TX 76513-9279
Document Number	0000050410
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RETAMA DR BELTON TX 765139279, BELTON, TX 76513-9279

Mortgage

Document Number	0000050410
Date	Nov 1, 2019
Instrument	50410

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76503

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 31, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 31 Retama Dr was $1,170 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00	$132,040	$203,084 Land $22,000 Building $181,084
2023	$937.00 (-31.56%) Homeowner's exemption Senior Citizen's exemption	$199,093 Land $18,000 Building $181,093	$199,093 Land $18,000 Building $181,093
2022	$1,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Retama Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Retama Dr is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Altitude ISP, Nextlink, Verizon.

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