31 Reserve Pl, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 31 Reserve Pl, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,070 sqft · built 2004
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2024)
Tax Bill	$25,809 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`CNCD M:702Z B:15`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:702Z B:15`
Alternative APN	`CNCD M:99 B:2 L:90`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,070 sqft Living Area
Gross Area	9,457 sqft
1st Floor Area	2,077 sqft
Attic	Attic
Attic Area	2,364 sqft
Basement Area	2,087 sqft
Unfinished Basement	1,817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 RESERVE PL
City	CONCORD
State	NH
Zip	03301-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Block	15
Legal Lot Number	90
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2054
Census Tract	32500

Owner

31 Reserve Pl is owned by two individuals who bought it in May 2024.

Source: Merrimack County and Concord City records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5775 RICHARDS VALLEY RD, ELLICOTT CITY, MD 21043-6901
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERRIMACK CNTY SVGS BK
Oct 3, 2018	Grant Deed, Transfer
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on File
Deed Sale	May 30, 2024 · Amount on File
Prior Sale	Aug 30, 2018 · Amount on File
Deed Document Number	20246957
Deed Book / Page	3857 / 852
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	31 RESERVE PL, CONCORD, NH 03301-7922
Document Number	0036750840
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 RESERVE PL CONCORD NH 033017922, CONCORD, NH 03301-7922

Mortgage

Document Number	0036750840
Date	May 5, 2020
Book Page	003675/000840
Instrument	8230

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 4, 2035

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 3, 2018
Property Address	31 RESERVE PL, CONCORD, NH 03301-7922
Document Number	0036101295
Book / Page	003610 / 001295
Instrument Date	Sep 25, 2018
Instrument	18038
Transaction Type	Transfer
Record Updated	Oct 18, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5444 EGYPT CREEK BLVD ADA MI 493019278, ADA, MI 49301-9278

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 30, 2018
Property Address	31 RESERVE PL, CONCORD, NH 03301-7922
Document Number	0036060829
Book / Page	003606 / 000829
Instrument Date	Aug 30, 2018
Instrument	15564
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5444 EGYPT CREEK BLVD ADA MI 493019278, ADA, MI 49301-9278

Mortgage

Document Number	36060835
Date	Aug 30, 2018
Book Page	003606/000835
Instrument	15565

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 31 Reserve Pl was $25,809.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$25,809.00	$886,600 Land $177,800 Building $708,800
2023	$23,750.00 (+3.75%)	$884,200 (-) Land $177,800 Building $706,400
2022	$22,892.00	$884,200 Land $177,800 Building $706,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Reserve Pl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1978–2007)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Reserve Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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