31 Reed St, Sumter, SC 29150 Property Records

Sumter County property record for 31 Reed St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,221 sqft · built 1953
Lot Size	0.203 acres (8,838 sqft)
Owner	Individual Name on File
Last Sale	$105,500 (Apr 2024)
Tax Bill	$440 (2025)
Deeds & Mortgages	Apr 2024 Sale & Second Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`248-09-04-041`

Property Details

APN / Parcel Number

Primary APN	`248-09-04-041`
Alternative APN	`47299`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
Gross Area	1,455 sqft
1st Floor Area	1,221 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1983
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,838 sqft (0.203 acres)
Lot Dimensions	126 ft deep x 70 ft wide
Porch	Enclosed/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	47299
Street Address	31 REED ST
City	SUMTER
State	SC
Zip	29150-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 14 BL D Z45-297 70.14 FT PB86-23
Legal Subdivision	CITY/SUMTER
Legal Block	D
Legal Lot Number	14
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2041
Census Tract	700

Owner

31 Reed St is owned and occupied by an individual who bought it in April 2024.

Source: Sumter County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	31 REED ST, SUMTER, SC 29150-3033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed, Transfer · Stand-Alone Second Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Dec 20, 2022	Deed of Distribution, Transfer
Mar 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Deed Book / Page	1325 / 4700
Prior Transfer Date	Dec 20, 2022
Prior Transfer Doc	0013095090
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 12, 2024
Property Address	31 REED ST, SUMTER, SC 29150-3033
Document Number	0013254700
Book / Page	1325 / 4700
Instrument Date	Apr 2, 2024
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 REED ST, SUMTER, SC 29150-3033

Mortgage

Document Number	0013254718
Date	Apr 12, 2024
Instrument	1325-4718

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2034

Mortgage

Document Number	0013254705
Date	Apr 12, 2024
Book Page	1325/4705

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	SUMTER SC
Recording Date	Dec 20, 2022
Property Address	31 REED ST, SUMTER, SC 29150-3033
Document Number	0013095090
Book / Page	1309 / 5090
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 REED ST, SUMTER, SC 29150-3033

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 19, 2019
Property Address	31 REED ST, SUMTER, SC 29150-3033
Document Number	0012533540
Book / Page	001253 / 003540
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 REED ST SUMTER SC 291503033, SUMTER, SC 29150-3033

Tax Assessment & Valuation

The 2025 property tax bill for 31 Reed St was $440.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$440.00	$3,540 Land $150 Building $3,390	$88,573 Land $3,860 Building $84,713
2023	$141.00 (+1.44%)	$1,890 (-) Land $150 Building $1,740	$47,297 (-) Land $3,857 Building $43,440
2022	$139.00	$1,890 Land $150 Building $1,740	$47,297 Land $3,857 Building $43,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31 Reed St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	22 (1980–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Reed St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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