31 Red Fox Cir, Tryon, NC 28782 Property Records

Polk County property record for 31 Red Fox Cir, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Apr 2007)
Tax Bill	$2,396 (2026)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P87-120`

Property Details

APN / Parcel Number

Primary APN	`P87-120`
Alternative APN	`33669`

Exterior

Lot Area	91,476 sqft (2.1 acres)

Location & Zoning

Account Number	33669
Street Address	31 RED FOX CIR
City	TRYON
State	NC
Zip	28782-0259
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT 28, 0R02 RED FOX 09
Legal Subdivision	RED FOX
Legal Lot Number	28
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2036
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 RED FOX CIR, TRYON, NC 28782-0259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 23, 2020	Deed of Trust, Mortgage · Construction Mortgage ENTEGRA BANK
Jan 29, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2007 · Amount on Record
Deed Sale	Apr 30, 2007 · Amount on Record
Prior Sale	Apr 12, 2001 · Amount on Record
Deed Book / Page	353 / 675
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	31 RED FOX CIR, TRYON, NC 28782-0259
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00469/1386
Date	May 2, 2022
Book Page	469/1386

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	31 RED FOX CIR, TRYON, NC 28782-0259
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000448/569
Date	Apr 23, 2020
Book Page	448/569

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 29, 2020
Property Address	31 RED FOX CIR, TRYON, NC 28782-0259
Document Number	000446/635
Book / Page	446 / 635
Instrument Date	Jan 22, 2020
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 454, COLUMBUS, NC 28722-0454

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,396.00	$458,408 (-) Land $58,000 Building $400,408	$458,408 (-) Land $58,000 Building $400,408
2025	$2,396.00 (+6.39%)	$458,408 (+29.61%) Land $58,000 Building $400,408	$458,408 (+29.61%) Land $58,000 Building $400,408
2023	$2,252.00	$353,694 Land $45,800 Building $307,894
2021			$353,694 Land $45,800 Building $307,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Red Fox Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures