31 Provident Ct, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 31 Provident Ct, Ocean, NJ 07712

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,510 sqft · built 1987
Lot Size	2.84 acres (123,754 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jul 2025)
Tax Bill	$6,461 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37 00034-0000-00028-0000-C23`

Property Details

APN / Parcel Number

Primary APN	`37 00034-0000-00028-0000-C23`
Alternative APNs	`370003400028C0C23` `C23`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,510 sqft Living Area
1st Floor Area	1,041 sqft
Upper Floors Area	733 sqft
Basement Area	352 sqft
Finished Basement	176 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	123,754 sqft
Garage Type	Built-in
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	C23
Old Parcel Number	370003400028C0C23
Street Address	31 PROVIDENT CT
City	OCEAN
State	NJ
Zip	07712-7266
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT:28 BLK:34 DIST:37 CITY/MUNI/TWP:OCEAN TWP MAP REF:TAX MAP 17
Legal Block	34
Legal Lot Number	28
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2005
Census Tract	806502

Owner

31 Provident Ct, a condominium, is owned and occupied by an individual who bought it in July 2025.

Source: Monmouth County and Ocean Township records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	31 PROVIDENT CT, OCEAN, NJ 07712-7266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	2025058668
Deed Book / Page	9748 / 6489
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 30, 2020
Property Address	31 PROVIDENT CT, OCEAN, NJ 07712-7266
Document Number	0000128421
Book / Page	009453 / 007453
Instrument Date	Oct 2, 2020
Instrument	128421
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PROVIDENT CT OCEAN NJ 077127266, OCEAN, NJ 07712-7266

Mortgage

Document Number	128422
Date	Oct 30, 2020
Book Page	009453/007463
Instrument	128422

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$512,900 Land $300,000 Building $212,900	$512,900 Land $300,000 Building $212,900
2024	$6,461.00
2023		$335,400 Land $115,000 Building $220,400	$335,400 Land $115,000 Building $220,400
2022	$5,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Provident Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Provident Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35