31 Prospect St, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 31 Prospect St, Webster, MA 01570

Property Summary

Property Type	Apartments (5+ Units)
Details	10 bd · 5 ba · 4,572 sqft · built 1908
Lot Size	0.133 acres (5,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Oct 2025)
Tax Bill	$4,309 (2025)
Deeds & Mortgages	Aug 2021 Refinance Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:0014B B:8`

Property Details

APN / Parcel Number

Primary APN	`M:0014B B:8`
Alternative APNs	`WEBS M:14 B:B P:8` `1817`

Interior

Bedrooms	10 Beds
Full Baths	5 Baths
Total Rooms	20 Rooms
Units	5 Units
Stories	3 Stories
Building Area	4,572 sqft Living Area
Gross Area	6,286 sqft
Basement Area	1,642 sqft
Unfinished Basement	760 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,793 sqft (0.133 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	1817
Street Address	31 PROSPECT ST
City	WEBSTER
State	MA
Zip	01570-2463
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MR-12,
Legal Block	B
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2003
Census Tract	754300

Owner

Source: Worcester County and Webster Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 ARBOR VITAE ST, WORCESTER, MA 01603-3101
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
Oct 24, 2025	Quit Claim Deed, Transfer A & D MORTGAGE LLC
Mar 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Oct 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
Sep 28, 2018	Quit Claim Deed, Transfer 31 PROSPECT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	202592371
Deed Book / Page	72725 / 352
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	31 PROSPECT ST, WEBSTER, MA 01570-2463
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065918-319
Date	Aug 26, 2021
Book Page	65918/319
Instrument	119941

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Oct 24, 2025
Property Address	31 PROSPECT ST, WEBSTER, MA 01570-2463
Document Number	072725-352
Book / Page	72725 / 352
Instrument Date	Oct 23, 2025
Instrument	92371
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 ARBOR VITAE ST, WORCESTER, MA 01603-3101

Mortgage

Document Number	0000092372
Date	Oct 24, 2025
Instrument	92372

Lender

Name	A & D MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Mar 23, 2023
Property Address	31 PROSPECT ST, WEBSTER, MA 01570-2463
Document Number	068943-156
Book / Page	68943 / 156
Instrument Date	Mar 22, 2023
Instrument	22511
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 BITTERSWEET BLVD, WORCESTER, MA 01607-4500
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022512
Date	Mar 23, 2023
Instrument	22512

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	31 PROSPECT ST, WEBSTER, MA 01570-2463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61235-377
Date	Oct 16, 2019
Book Page	61235/377
Instrument	108633

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	31 PROSPECT ST, WEBSTER, MA 01570-2463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63475-218
Date	Oct 13, 2020
Book Page	63475/218
Instrument	120891

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Sep 28, 2018
Property Address	31 PROSPECT ST, WEBSTER, MA 01570-2463
Document Number	59474-86
Book / Page	059474 / 000086
Instrument Date	Sep 27, 2018
Instrument	103047
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Tax	$460.56
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	49 4TH ST WORCESTER MA 016023140, WORCESTER, MA 01602-3140

Mortgage

Document Number	59474-89
Date	Sep 28, 2018
Book Page	059474/000089
Instrument	103048

Lender

Name	31 PROSPECT FNDG

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,309.00 (+1.39%)	$362,700 (+3.96%) Land $49,600 Building $313,100
2024	$4,250.00 (+136.77%)	$348,900 (+142.97%) Land $47,700 Building $301,200
2023	$1,795.00	$143,600 Land $45,400 Building $98,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

31 Prospect St, Webster, MA 01570 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Prospect St

Nearby Streets

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