31 Prospect St, Apt 3, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 31 Prospect St, Apt 3, Marblehead, MA 01945

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 622 sqft · built 1880
Lot Size	0.266 acres (11,615 sqft)
Owner	Individual Name on Record
Last Sale	$132,009 (Jun 2011)
Tax Bill	$2,535 (2026)
Deeds & Mortgages	Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0110 B:0060 L:3`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0110 B:0060 L:3`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	5 Units
Stories	2 Stories
Building Area	622 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	11,615 sqft

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	31 PROSPECT ST, 3
City	MARBLEHEAD
State	MA
Zip	01945-3113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CR
Legal Block	60
Legal Lot Number	3
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1002
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 DARTMOUTH RD, MARBLEHEAD, MA 01945-2107
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2011 · Amount on Record
Deed Sale	Jun 9, 2011 · Amount on Record
Prior Sale	Nov 4, 2005 · Amount on Record
Deed Book / Page	30457 / 256
Transfer Doc	30457-256
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	31 PROSPECT ST APT 3, 3, MARBLEHEAD, MA 01945-3113
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040554-363
Date	Dec 7, 2021
Book Page	40554/363
Instrument	20211207004780

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,535.00 (-1.13%)	$296,200 (+4.55%) Building $296,200	$312,155 (-17.42%)
2025	$2,564.00 (+2.81%)	$283,300 (+1.76%) Building $283,300	$378,005
2024	$2,494.00 (-4.52%)	$278,400 (+6.58%) Building $278,400
2023	$2,612.00	$261,200 Building $261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	56 (1978–2018)
Claims Outside the SFHA	6 of 56
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Winter Coastal Storm, Dec 1992 · 8 claims Coastal Storm, Oct 1991 · 16 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20