31 Prospect Ave, Catskill, NY 12414 Property Records

Greene County and Catskill Town property record for 31 Prospect Ave, Catskill, NY 12414

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 4,844 sqft · built 1890
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Oct 2010)
Tax Bill	$10,195 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`81-022-14`

Property Details

APN / Parcel Number

Primary APN	`81-022-14`
Alternative APNs	`260115601800060120000000` `192601 156.18-6-12`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,844 sqft Living Area
1st Floor Area	2,220 sqft
2nd Floor Area	1,874 sqft
Upper Floors Area	750 sqft
Attic	Attic
Attic Area	750 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	341 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	81-022-14
Street Address	31 PROSPECT AVE
City	CATSKILL
State	NY
Zip	12414-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	6
Legal Lot Number	12.000
Jurisdiction	GREENE NY
Township / Civil Division	CATSKILL
Census Block Group	2
Census Block	2018
Census Tract	81002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Side Historic District listed 1982 · 531 contributing resources · NRIS 82004779

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County and Catskill Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 PROSPECT AVE, CATSKILL, NY 12414-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit MID HUDSON VALLEY FCU
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2010 · Amount on Record
Deed Sale	Oct 21, 2010 · Amount on Record
Deed Book / Page	1354 / 56
Last Transfer Date	Jan 23, 2015
Transfer Doc	1480000197
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE NY
Property Address	31 PROSPECT AVE, CATSKILL, NY 12414-1513
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M20231371
Date	Jun 2, 2023
Instrument	M2023-1371

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE NY
Property Address	31 PROSPECT AVE, CATSKILL, NY 12414-1513
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M20214121
Date	Oct 27, 2021
Instrument	M2021-4121

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Greene County and Catskill Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Catskill Town
Municipality	Catskill Village
Unified School District	Catskill Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,195.00 (+145.84%)	$140,000 (-) Land $14,000 Building $126,000	$500,000 (+29.46%) Land $50,000 Building $450,000
2023		$140,000 (-) Land $14,000 Building $126,000	$386,207 (+11.72%) Land $38,621 Building $347,586
2022	$4,147.00 Homeowner's exemption	$140,000 Land $14,000 Building $126,000	$345,679 Land $34,568 Building $311,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Nearby Flood Policies	36 units insured incl. 18 condo units
Nearby Flood Claims	17 (1996–2023)
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATSKILL VILLAGE serves 8,000 people · EPA ID NY1900026
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022 Turbidity resolved · Dec 2019 Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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