31 Poplar Dr, Mills River, NC 28759 Property Records

Henderson County property record for 31 Poplar Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,883 sqft · built 2001
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9633126865`

Property Details

APN / Parcel Number

Primary APN	`9633126865`
Alternative APNs	`0803045` `803045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,883 sqft Heated Area
1st Floor Area	1,153 sqft
Upper Floors Area	1,153 sqft
Basement Area	1,154 sqft
Finished Basement	577 sqft
Unfinished Basement	577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	194 sqft
Deck Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	803045
Street Address	31 POPLAR DR
City	MILLS RIVER
State	NC
Zip	28759-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	803045~MR-
Legal Description	#154 HIGH VISTA
Legal Subdivision	HIGH VISTA COUNTRY CLUB, INC. (2172)
Legal Block	12
Legal Lot Number	6865
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1016
Census Tract	2303

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 POPLAR DR, MILLS RIVER, NC 28759-2656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	31 POPLAR DR, MILLS RIVER, NC 28759-2656
Document Number	0031330364
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 POPLAR DR MILLS RIVER NC 287592656, MILLS RIVER, NC 28759-2656

Mortgage

Document Number	0031330364
Date	Nov 27, 2017
Book Page	003133/000364
Instrument	874394

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	31 POPLAR DR, MILLS RIVER, NC 28759-2656
Document Number	0030930495
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 POPLAR DR MILLS RIVER NC 287592656, MILLS RIVER, NC 28759-2656

Mortgage

Document Number	0030930495
Date	Aug 21, 2017
Book Page	003093/000495
Instrument	868929

Lender

Name	UNITED STATES OF AMERICA UNITED STATES OF AMERICA
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,400 (-) Land $83,700 Building $473,700
2025	$2,402.00
2023		$557,400 Land $83,700 Building $473,700	$557,400 Land $83,700 Building $473,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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