31 Point St, Berkley, MA 02779 Property Records

Bristol County and Berkley Town property record for 31 Point St, Berkley, MA 02779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,046 sqft · built 1986
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jun 2025)
Tax Bill	$7,384 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Feb 2023 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`BERK M:005.0 B:0061 L:0003.0`

Property Details

APN / Parcel Number

Primary APN	`BERK M:005.0 B:0061 L:0003.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	3,256 sqft
1st Floor Area	1,104 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	96,703 sqft (2.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 POINT ST
City	BERKLEY
State	MA
Zip	02779-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	61
Legal Lot Number	3.0
Jurisdiction	BERKLEY MA
Township / Civil Division	BERKLEY
Census Block Group	3
Census Block	3003
Census Tract	616100

Owner

Source: Bristol County and Berkley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 POINT ST, BERKLEY, MA 02779-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 17, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 12, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Book / Page	29396 / 213
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	31 POINT ST, BERKLEY, MA 02779-1908
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	029292-287
Date	Apr 7, 2025
Book Page	29292/287
Instrument	9701

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	31 POINT ST, BERKLEY, MA 02779-1908
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	028291-318
Date	Feb 13, 2023
Book Page	28291/318
Instrument	4072

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKLEY MA
Recording Date	Jun 17, 2025
Property Address	31 POINT ST, BERKLEY, MA 02779-1908
Document Number	029396-213
Book / Page	29396 / 213
Instrument Date	Jun 17, 2025
Instrument	17469
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 POINT ST, BERKLEY, MA 02779-1908

Mortgage

Document Number	0000017470
Date	Jun 17, 2025
Instrument	17470

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKLEY MA
Recording Date	Aug 12, 2021
Property Address	31 POINT ST, BERKLEY, MA 02779-1908
Document Number	27258-178
Book / Page	27258 / 178
Instrument Date	Aug 12, 2021
Instrument	44615
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 POINT ST, BERKLEY, MA 02779-1908

Mortgage

Document Number	44616
Date	Aug 12, 2021
Instrument	44616

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	31 POINT ST, BERKLEY, MA 02779-1908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25644-323
Date	Jan 6, 2020
Book Page	25644/323
Instrument	422

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	31 POINT ST, BERKLEY, MA 02779-1908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26158-323
Date	Aug 3, 2020
Book Page	26158/323
Instrument	33107

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	31 POINT ST, BERKLEY, MA 02779-1908
Document Number	23907-1
Book / Page	023907 / 000001
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23907-1
Date	Jul 31, 2017
Book Page	023907/000001
Instrument	29944

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Bristol County and Berkley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Berkley Town
Secondary School District	Somerset-Berkley School District (09 - 12)
Elementary School District	Berkley School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,384.00 (+13.81%)	$597,900 (+10.68%) Land $156,800 Building $441,100	$650,594 (+18.03%)
2025	$6,488.00 (+3.23%)	$540,200 (+7.01%) Land $156,800 Building $383,400	$551,190
2024	$6,285.00 (+4.56%)	$504,800 (+11.02%) Land $135,900 Building $368,900
2023	$6,011.00	$454,700 Land $135,900 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	6 (1985–2010)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Taunton Municipal Lighting Plant.

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