Buncombe County property record for 31 Pine Cir, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,262 sqft · built 1950 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $373,000 (Oct 2022) |
| Tax Bill | $2,256 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0609-23-9406-00000 |
| Primary APN | 0609-23-9406-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| 1st Floor Area | 1,262 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 060914238440000 |
|---|---|
| Street Address | 31 PINE CIR |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2022-10-12 DEE |
| Legal Description | DEED DATE: 2022-10-12 DEED: 6266-1723 SUBDIV: WESTERN NORTH CAROLINA HOSPITAL BLOCK: LOT: PT 2 SECTION: PLAT: 0040-0083 |
| Legal Subdivision | WESTERN NORTH CAROLINA HOSPITAL |
| Legal Lot Number | 2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3107 |
31 Pine Cir is owned and occupied by an individual who bought it in October 2022.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 31 PINE CIR, BLACK MOUNTAIN, NC 28711-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage STEPHEN TRUEBLOOD ROTH |
| Jan 3, 2022 | Deed of Trust, Mortgage · Line of Credit JOSEPH M GALLENBERGER ETUX |
| Oct 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 3, 2022 | Special Warranty Deed, Transfer · Line of Credit BUILDER FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on File |
| Deed Sale | Oct 12, 2022 · Amount on File |
| Prior Sale | Jan 3, 2022 · Amount on File |
| Deed Document Number | 0062661723 |
| Deed Book / Page | 6266 / 1723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 31 PINE CIR, BLACK MOUNTAIN, NC 28711-2542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1413, ARDEN, NC 28704-1413 |
| Investor | Possibly a Property Investor |
| Document Number | 0061681824 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 6168/1824 |
| Name | STEPHEN TRUEBLOOD ROTH |
|---|---|
| Type | Private Party |
| Address | 17171 PARK ROW, HOUSTON, TX 77084 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 102 Months |
| Due | Jul 8, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 31 PINE CIR, BLACK MOUNTAIN, NC 28711-2542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1413, ARDEN, NC 28704-1413 |
| Investor | Possibly a Property Investor |
| Document Number | 0061681820 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 6168/1820 |
| Name | JOSEPH M GALLENBERGER ETUX |
|---|---|
| Type | Private Party |
| Address | 120 GARDEN HILL DR, HENDERSONVILLE, NC 28739 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 12, 2022 |
| Property Address | 31 PINE CIR, BLACK MOUNTAIN, NC 28711-2542 |
| Document Number | 0062661723 |
| Book / Page | 6266 / 1723 |
| Map Reference | MB 40 PG 83 |
| Instrument Date | Oct 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1413, ARDEN, NC 28704-1413 |
| Name | Verified Name |
|---|---|
| Address | 31 PINE CIR, BLACK MOUNTAIN, NC 28711-2542 |
| Document Number | 0062661726 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 6266/1726 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 3, 2022 |
| Property Address | 31 PINE CIR, BLACK MOUNTAIN, NC 28711-2542 |
| Document Number | 0061681489 |
| Book / Page | 6168 / 1489 |
| Map Reference | MB 40 PG 83 |
| Instrument Date | Dec 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $371.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6311 HUDLOW RD, UNION MILLS, NC 28167-9550 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1413, ARDEN, NC 28704-1413 |
| Investor | Possibly a Property Investor |
| Document Number | 0061681493 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 6168/1493 |
| Name | BUILDER FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Aug 28, 2022 |
The 2025 property tax bill for 31 Pine Cir was $2,256.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,256.00 | $260,100 | |
| 2023 | $2,282.00 | $278,700 | $278,700 Land $53,900 Building $224,800 |
| 2021 | $260,100 Land $53,900 Building $206,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Pine Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Pine Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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