31 Pierce Elders Rd, Whittier, NC 28789 Property Records

Jackson County property record for 31 Pierce Elders Rd, Whittier, NC 28789

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 1,920 sqft · built 2016
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2025)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	May 2023 Sale Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7613-75-8664`

Property Details

APN / Parcel Number

Primary APN	`7613-75-8664`
Alternative APN	`176070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	31 PIERCE ELDERS RD
City	WHITTIER
State	NC
Zip	28789-6912
Property Category	Other
Property Type	Other > Other Improved
Legal Description	OFF EASY ST
Jurisdiction	JACKSON NC
Township / Civil Division	QUALLA
Census Block Group	4
Census Block	4049
Census Tract	940200

Owner

31 Pierce Elders Rd is owned by an individual who bought it in June 2025.

Source: Jackson County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1234 THOMAS VALLEY RD, WHITTIER, NC 28789-9314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC
Mar 5, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 6, 2017	Loan Modification, Mortgage · VA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on File
Deed Sale	Jun 4, 2025 · Amount on File
Prior Sale	May 3, 2023 · Amount on File
Deed Book / Page	2398 / 1672
Prior Transfer Date	May 30, 2025
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	May 3, 2023
Property Address	31 PIERCE ELDERS RD, WHITTIER, NC 28789-6912
Document Number	0023550769
Book / Page	2355 / 769
Map Reference	CAB 21 SL 85
Instrument Date	Feb 16, 2023
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount on Record
Tax	$187.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12420 MOUNT BELFORD WAY, PEYTON, CO 80831-4436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PIERCE ELDERS RD, WHITTIER, NC 28789-6912

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	31 PIERCE ELDERS RD, WHITTIER, NC 28789-6912
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023080991
Date	Jul 23, 2021
Book Page	2308/991

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	31 PIERCE ELDERS RD, WHITTIER, NC 28789-6912
Document Number	0022620859
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PIERCE ELDERS RD WHITTIER NC 287896912, WHITTIER, NC 28789-6912

Mortgage

Document Number	0022620859
Date	Mar 10, 2020
Book Page	002262/000859

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON NC
Property Address	31 PIERCE ELDERS RD, WHITTIER, NC 28789-6912
Document Number	0021901314
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 PIERCE ELDERS RD WHITTIER NC 28789, WHITTIER, NC 28789

Mortgage

Document Number	0021901314
Date	Jun 9, 2017
Book Page	002190/001314

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 31 Pierce Elders Rd was $1,820.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,157 (-) Land $83,860 Building $395,297
2025	$1,820.00	$479,157 Land $83,860 Building $395,297
2023	$1,015.00	$267,360 Land $43,310 Building $224,050

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Pierce Elders Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Pierce Elders Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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