Kane County property record for 31 Persimmon Ln, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,347 sqft · built 2003 |
| Lot Size | 0.273 acres (11,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Jul 2015) |
| Tax Bill | $15,759 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05-175-005 |
| Primary APN | 09-05-175-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,347 sqft Living Area |
| Basement Area | 1,239 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 11,875 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 755 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 31 PERSIMMON LN |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 662 IN THORNWOOD PHASE 5 |
| Legal Subdivision | THORNWOOD |
| Legal Phase | 5 |
| Legal Block | 5 |
| Legal Lot Number | 662 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 852101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2015 · Amount on Record |
| Deed Sale | Jul 2, 2015 · Amount on Record |
| Prior Sale | Aug 29, 2003 · Amount on Record |
| Deed Document Number | 201534580 |
| Prior Transfer Date | Apr 20, 2010 |
| Prior Transfer Doc | 0000025913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 31 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045570 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021K045570 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate | 2.87% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | South Elgin Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,759.00 (+17.25%) Homeowner's exemption | $215,231 (+8.53%) Land $40,417 Building $174,814 | $645,951 (+8.53%) Land $121,300 Building $524,652 |
| 2024 | $198,314 (+24.06%) Land $37,240 Building $161,074 | $595,180 (+24.11%) Land $111,765 Building $483,415 | |
| 2022 | $13,440.00 (+4.08%) Homeowner's exemption | $159,859 (+4.91%) Land $33,203 Building $126,656 | $479,577 (+4.91%) Land $99,609 Building $379,968 |
| 2021 | $12,913.00 Homeowner's exemption | $152,377 Land $31,649 Building $120,728 | $457,131 Land $94,947 Building $362,184 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Fox Valley Internet.
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