31 Pepperridge Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 31 Pepperridge Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,076 sqft · built 1964
Lot Size	0.393 acres (17,137 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Feb 2004)
Tax Bill	$10,995 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00035-43-00003`

Property Details

APN / Parcel Number

Primary APN	`21-00035-43-00003`
Alternative APNs	`2100035004300003` `020860`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	1,628 sqft
Upper Floors Area	448 sqft
Attic	Attic
Attic Area	878 sqft
Basement Area	598 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	17,137 sqft (0.393 acres)
Lot Dimensions	149 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	481 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020860
Street Address	31 PEPPERRIDGE RD
City	HOWELL
State	NJ
Zip	07731-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	US/SALEM HILL SEC 10B
Legal Block	35.43
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3011
Census Tract	811401

Owner

31 Pepperridge Rd is owned and occupied by two individuals who bought it in February 2004.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 PEPPERRIDGE RD, HOWELL, NJ 07731-2328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2004 · Amount on File
Deed Sale	Feb 16, 2004 · Amount on File
Deed Book / Page	8328 / 7461
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 PEPPERRIDGE RD, HOWELL, NJ 07731-2328
Document Number	0000044193
Book / Page	009225 / 001624
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PEPPERRIDGE RD HOWELL NJ 077312328, HOWELL, NJ 07731-2328

Mortgage

Document Number	0000044193
Date	Apr 28, 2017
Book Page	009225/001624
Instrument	44193

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 Pepperridge Rd was $10,995 with a veteran's exemption, up 7.5% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$719,400 (+12.6%) Land $430,000 Building $289,400	$719,400 (+12.6%) Land $430,000 Building $289,400
2025	$10,995.00 (+7.53%) Veteran's exemption	$638,900 Land $380,000 Building $258,900	$638,900 Land $380,000 Building $258,900
2024	$10,225.00
2023		$508,300 Land $260,000 Building $248,300	$508,300 Land $260,000 Building $248,300
2022	$7,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Pepperridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Pepperridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20