31 Pender Ave, Warwick, RI 02889 Property Records

Warwick City property record for 31 Pender Ave, Warwick, RI 02889 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,298 sqft · built 1925
Lot Size	0.105 acres (4,562 sqft)
Owner	Individual Name on File
Last Sale	$354,500 (Sep 2022)
Tax Bill	$5,460 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2022 Transfer + 3 more
Flood Zone	Zone VE (high risk)
APN	`35503830000`

Property Details

APN / Parcel Number

Primary APN	`35503830000`
Alternative APNs	`WARW M:355 B:0383 L:0000` `138339` `140889`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	792 sqft
Basement Area	506 sqft
Unfinished Basement	506 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,562 sqft (0.105 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	140889
Street Address	31 PENDER AVE
City	WARWICK
State	RI
Zip	02889-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	383
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1002
Census Tract	21502

Owner

Source: Warwick City records · APN 35503830000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 PENDER AVE, WARWICK, RI 02889-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORP
May 20, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 14, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jan 03, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW PENN FINANCIAL LLC
Sep 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	202213625
Deed Book / Page	10215 / 258
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	010142-229
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 23, 2022
Property Address	31 PENDER AVE, WARWICK, RI 02889-4804
Document Number	010215-258
Book / Page	10215 / 258
Instrument Date	Sep 23, 2022
Instrument	13625
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PENDER AVE, WARWICK, RI 02889-4804

Mortgage

Document Number	0000013626
Date	Sep 23, 2022
Instrument	13626

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	May 20, 2022
Property Address	31 PENDER AVE, WARWICK, RI 02889-4804
Document Number	010142-229
Book / Page	10142 / 229
Instrument Date	May 20, 2022
Instrument	7528
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PENDER AVE, WARWICK, RI 02889-4804

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 14, 2020
Property Address	31 PENDER AVE, WARWICK, RI 02889-4804
Document Number	9608-343
Book / Page	009608 / 000343
Instrument Date	Sep 11, 2020
Instrument	13546
Transaction Type	Transfer
Record Updated	Oct 06, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PENDER AVE WARWICK RI 028894804, WARWICK, RI 02889-4804

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jan 03, 2019
Property Address	31 PENDER AVE, WARWICK, RI 02889-4804
Document Number	9194-263
Book / Page	9194 / 263
Instrument Date	Jan 02, 2019
Instrument	53
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 BRATTLE ST, PROVIDENCE, RI 02907-2849

Mortgage

Document Number	55
Date	Jan 03, 2019
Instrument	55

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	31 PENDER AVE, WARWICK, RI 02889-4804
Document Number	8906-326
Book / Page	008906 / 000326
Instrument Date	Sep 06, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PENDER AVE WARWICK RI 028894804, WARWICK, RI 02889-4804

Mortgage

Document Number	8906-326
Date	Sep 26, 2017
Book Page	008906/000326
Instrument	14224

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2042

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,460.00 (+13.14%)	$429,900 (+26.4%) Land $177,000 Building $252,900
2024			$453,625
2023	$4,826.00 (+9.88%)	$340,100 (+45.03%) Land $143,900 Building $196,200
2022	$4,392.00	$234,500 Land $84,200 Building $150,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030215021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	34 (1978–2012)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm	Severe Storms And Flooding, Apr 2010 · 8 claims Hurricane Bob, Aug 1991 · 8 claims

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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