31 Patrick Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 31 Patrick Rd, Santa Cruz, CA 95060

Property Summary

Property Type	Vacant Land
Details	2 bd · 1 ba · 1,488 sqft · built 1945
Lot Size	2.58 acres (112,559 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Dec 2024)
Tax Bill	$5,360 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-041-10`

Property Details

APN / Parcel Number

Primary APN	`080-041-10`
Alternative APN	`080-041-10-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,488 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Roof Material	Composition Shingle
Lot Area	112,559 sqft
Garage Area	460 sqft
Pool Type	Pool with Hot Tub/Spa
Deck Area	580 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	31 PATRICK RD
City	SANTA CRUZ
State	CA
Zip	95060-9331
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RR
Legal Subdivision	FOREST PARK
Legal Block	22
Legal Lot Number	22
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1026
Census Tract	120301

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	385 ROBSON RD, SANTA CRUZ, CA 95060-9798
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 30, 2014	Deed of Trust, Mortgage · Conventional Mortgage MCLAUGHLIN M & R L/TR (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Mar 20, 2014 · Amount on Record
Deed Document Number	202424224
Prior Transfer Date	May 29, 2014
Prior Transfer Doc	0000017889
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	31 PATRICK RD, SANTA CRUZ, CA 95060-9331
Document Number	0000026467
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	31 PATRICK RD SANTA CRUZ CA 950609331, SANTA CRUZ, CA 95060-9331

Mortgage

Document Number	0000026467
Date	Jul 20, 2020
Instrument	26467

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	31 PATRICK RD, SANTA CRUZ, CA 95060-9331
Document Number	0000004628
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 PATRICK RD SANTA CRUZ CA 950609331, SANTA CRUZ, CA 95060-9331

Mortgage

Document Number	0000004628
Date	Feb 22, 2019
Instrument	4628

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	31 PATRICK RD, SANTA CRUZ, CA 95060-9331
Document Number	0000001877
Instrument Date	Dec 30, 2014
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PATRICK RD BONNY DOON CA 950609331, BONNY DOON, CA 95060-9331

Mortgage

Document Number	0000001877
Date	Jan 24, 2019
Instrument	1877

Lender

Name	MCLAUGHLIN M & R L/TR (LT)
Address	2881 MERIDIAN AVE # 355, SAN JOSE, CA 95124-1966

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Bonny Doon Union Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,000 (+2%) Land $459,000
2025	$5,360.00 (+25.97%)	$450,000 (+2%) Land $450,000
2023	$4,255.00 (+3.5%)	$375,000 Land $375,000	$757,890
2022	$4,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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