Monmouth County and Rumson Borough property record for 31 Park Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,905 sqft · built 1952 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,155,000 (Jul 2022) |
| Tax Bill | $13,526 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00037-0000-00029 |
| Primary APN | 41-00037-0000-00029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| 1st Floor Area | 1,905 sqft |
| Basement Area | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 120 sqft |
| Patio Area | 190 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 068000 |
|---|---|
| Street Address | 31 PARK AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | PARMLY PARK |
| Legal Block | 37 |
| Legal Lot Number | 29 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 803900 |
31 Park Ave is owned and occupied by two individuals who bought it in July 2022.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 PARK AVE, RUMSON, NJ 07760-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jul 29, 2022 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Deed Document Number | 202277625 |
| Deed Book / Page | 9607 / 4118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 31 PARK AVE, RUMSON, NJ 07760-1523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0097852573 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 9785/2573 |
| Instrument | 2026023958 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Mar 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 29, 2022 |
| Property Address | 31 PARK AVE, RUMSON, NJ 07760-1523 |
| Document Number | 0096074118 |
| Book / Page | 9607 / 4118 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022077625 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,279.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 COOPER AVE # 2210, 84, LONG BRANCH, NJ 07740-7432 |
| Name | Verified Name |
|---|---|
| Address | 31 PARK AVE, RUMSON, NJ 07760-1523 |
| Document Number | 2022077626 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022077626 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 31 PARK AVE, RUMSON, NJ 07760-1523 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095696484 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 9569/6484 |
| Instrument | 2022000848 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 31 Park Ave was $13,526, up 1.1% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,455,900 (+12.91%) Land $909,900 Building $546,000 | $1,455,900 (+12.91%) Land $909,900 Building $546,000 | |
| 2025 | $13,526.00 (+1.09%) | $1,289,400 Land $824,800 Building $464,600 | $1,289,400 Land $824,800 Building $464,600 |
| 2024 | $13,380.00 | ||
| 2023 | $1,087,700 Land $732,700 Building $355,000 | $1,087,700 Land $732,700 Building $355,000 | |
| 2022 | $10,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Park Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Park Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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