31 Panama St, Smyrna, DE 19977 Property Records

Kent County property record for 31 Panama St, Smyrna, DE 19977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 2020
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$267,330 (Jul 2020)
Tax Bill	$1,142 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-17-028.03-03-08.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-17-028.03-03-08.00-000`
Alternative APNs	`105004` `111419`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,816 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 54 ft wide

Location & Zoning

Account Number	111419
Street Address	31 PANAMA ST
City	SMYRNA
State	DE
Zip	19977-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	BERGMONT WOODS LOT #90
Legal Subdivision	BERGMONT WOODS
Legal Lot Number	90
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1029
Census Tract	40206

Owner

Source: Kent County records · APN 1-17-028.03-03-08.00-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 PANAMA ST, SMYRNA, DE 19977-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 01, 2020	Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Nov 27, 2019	Grant Deed, Transfer ATTORNEY ONLY
Apr 17, 2019	Grant Deed, Mortgage · Line of Credit WILMINGTON SVGS FUND SOCIETY F

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2020 · Amount on Record
Deed Sale	Jul 01, 2020 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	2020-389112
Deed Book / Page	10271 / 187
Record Updated	Jun 07, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	31 PANAMA ST, SMYRNA, DE 19977-9701
Transaction Type	Mortgage
Record Updated	Jan 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423769
Date	Jul 13, 2021
Book Page	11216/279
Instrument	2021-423769

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 01, 2051

July 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Jul 01, 2020
Property Address	31 PANAMA ST, SMYRNA, DE 19977-9701
Document Number	0000389112
Book / Page	10271 / 187
Map Reference	MB 130 PG 43
Instrument Date	Jun 26, 2020
Instrument	2020-389112
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	DHI MORTGAGE COMPANY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,683.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 BRIGGS RDA, 2040, MOUNT LAUREL, NJ 08054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PANAMA ST, SMYRNA, DE 19977-9701

Mortgage

Document Number	0000389113
Date	Jul 01, 2020
Instrument	2020-389113

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Nov 27, 2019
Property Address	31 PANAMA ST, SMYRNA, DE 19977-9701
Document Number	0000374637
Book / Page	009900 / 000330
Instrument Date	Nov 27, 2019
Instrument	374637
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,875.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	679 S CARTER RD #1 SMYRNA DE 199777755, 1, SMYRNA, DE 19977-7755
Investor	Possibly a Property Investor

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Apr 17, 2019
Property Address	31 PANAMA ST, SMYRNA, DE 19977-9701
Book / Page	009558 / 000152
Instrument Date	Apr 16, 2019
Instrument	360281
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 ADEL DR NEWARK DE 197021331, NEWARK, DE 19702-1331

Mortgage

Document Number	0000360281
Date	Apr 17, 2019
Book Page	009558/000152
Instrument	360281

Lender

Name	WILMINGTON SVGS FUND SOCIETY F
Address	500 DELAWARE AVE # 12TH, WILMINGTON, DE 19801-1490

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Smyrna Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$1,142.00	$43,000 Land $4,000 Building $39,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 426 locations within half a mile of this property.

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